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About: Consumer Credit Act 1974     Goto   Sponge   NotDistinct   Permalink

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Type: yago:WikicatUnitedKingdomActsOfParliament1974yago:Abstraction100002137yago:Act106532095yago:CivilLaw108453464yago:Collection107951464yago:Communication100033020yago:Document106470073yago:Group100031264yago:Law108441203yago:LegalDocument106479665yago:Legislation106535222yago:Writing106362953yago:WrittenCommunication106349220Band New Facet based on Instances of this Class

The Consumer Credit Act 1974 (c 39) is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within the United Kingdom. Prior to the Consumer Credit Act, legislation covering consumer credit was slapdash and focused on particular areas rather than consumer credit as a whole, such as moneylenders and hire-purchase agreements. Following the report of the Crowther Committee in 1971 it was decided that wide-ranging reform of consumer credit law was needed, and a bill to do this was introduced to Parliament. Despite its progress through Parliament being disrupted by a general election, the bill passed quickly through the legislative process thanks to support from both the government and the opposition, coming into law on 31 July 1974.