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About: Loan modification in the United States     Goto   Sponge   NotDistinct   Permalink

An Entity of Type : dbo:Disease, within Data Space : dbpedia.demo.openlinksw.com associated with source document(s)

Type: yago:WikicatUnitedStatesHousingBubbleyago:AdministrativeDistrict108491826yago:District108552138yago:Location100027167yago:Object100002684yago:PhysicalEntity100001930yago:Region108630985yago:YagoGeoEntityyago:YagoLegalActorGeoyago:YagoPermanentlyLocatedEntitydisease New Facet based on Instances of this Class

Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances. Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure. Loan modifications have been practiced in the United States since the 1930s. During the Great Depression, loan modification programs took place at the state level in an effort to reduce levels of loan foreclosures.