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About: Conforming loan     Goto   Sponge   NotDistinct   Permalink

An Entity of Type : yago:Relation100031921, within Data Space : dbpedia.demo.openlinksw.com associated with source document(s)

Type: yago:WikicatLoansyago:Abstraction100002137yago:Debt113397174yago:Liabilities113396054yago:Loan113398953yago:Possession100032613yago:Relation100031921 New Facet based on Instances of this Class

In the United States, a conforming loan is a mortgage loan that both meets the underwriting guidelines of Fannie Mae and Freddie Mac (the Enterprises or GSE) and that does not exceed the conforming loan limit. The most well-known guideline is the size of the loan which, for 2022, was generally limited to $647,200 for one-unit single family homes in the continental US. Other guidelines include borrower's loan-to-value ratio (i.e. the size of down payment), debt-to-income ratio, credit score and history, documentation requirements, etc.