Fairwinds Credit Union is an American member-owned credit union that is headquartered in Orlando, Florida, and serves the Central Florida area. Fairwinds is regulated under the authority of the National Credit Union Administration (NCUA) and has 178,000 members and assets of $2.1 billion. The credit union, opened in 1949, has 492 full-time employees and 69 part-time employees, or 340 members per employee, compared to a national average of 455. In 2022, Fairwinds announced the acquisition of Citizens Bank of Florida in Oviedo, Florida.