Fred Whibley (Fredrick George Whibley, 1855–1919) abandoned a career as clerk in a London bank to escape from the constraints and social expectations of respectability in the Victorian era. He ended up as a copra trader on Niutao in Tuvalu in the central Pacific Ocean. Whibley was born in 1855 in Sittingbourne, Kent, England, the youngest son of Ambrose Whibley, silk mercer, and his first wife, Anne Parkes. Educated at Bristol Grammar School.