Howard Philip Milstein (born May 15, 1951) is an American businessman. Milstein is chairman, president and chief executive officer of New York Private Bank & Trust and its operating bank, Emigrant Bank. Emigrant is the country's 9th largest privately run bank and the largest family-owned private bank. Milstein is founding chairman of the merchant bank FriedbergMilstein. He is a significant investor in golf-related businesses and was named one of the top 25 most powerful people in golf by Golf Inc. He served as chairman of the New York State Thruway Authority until November 2014 and led the procurement process for the replacement of the Tappan Zee Bridge.