About: Insurance in the United States

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Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. According to Swiss Re, of the $6.287 trillion of global direct premiums written worldwide in 2020, $2.530 trillion (40.3%) were written in the United States. Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period.

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rdf:type	Thing yago:Abstraction100002137 yago:FinancialInstitution108054721 yago:Group100031264 yago:Institution108053576 yago:Organization108008335 yago:YagoLegalActor yago:YagoLegalActorGeo yago:YagoPermanentlyLocatedEntity yago:SocialGroup107950920 yago:WikicatFinancialInstitutions
rdfs:label	Insurance in the United States (en)
rdfs:comment	Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. According to Swiss Re, of the $6.287 trillion of global direct premiums written worldwide in 2020, $2.530 trillion (40.3%) were written in the United States. Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period. (en)
rdfs:seeAlso	History of insurance
foaf:depiction
dcterms:subject	Insurance in the United States Finance in the United States Security in the United States
Wikipage page ID	16307767 (xsd:integer)
Wikipage revision ID	1122787282 (xsd:integer)
Link from a Wikipage to another Wikipage	Ambulance Amusement park Insurance in the United States Vehicle insurance in the United States Paul v. Virginia United States Congress United States Department of the Treasury United States Supreme Court Insurance Insurance Regulatory Information System Life insurance Finance in the United States Massachusetts McKinsey & Company Medical billing Optional federal charter GAO GEICO Gramm-Leach-Bliley Act Corporation Demolition Hot air balloon Tattoo Health insurance in the United States Federal Trade Commission Financial Accounting Standards Board Financial Stability Oversight Council Nonadmitted and Reinsurance Reform Act of 2010 Security in the United States History of insurance Kidnap and ransom insurance Security guard Product recall Structure relocation Health insurance State of New York Charleston, South Carolina Jimmy Carter Swiss Re Travel insurance Dodd–Frank Wall Street Reform and Consumer Protection Act Market (economics) Philadelphia Contributionship Financial regulation Great Depression Employment Practices Liability Insurance Company of North America Insurance Services Office National Association of Insurance Commissioners New Hampshire Casualty insurance Affordable Care Act McCarran-Ferguson Act Risk Sawmill Fireworks Piercing the corporate veil United States v. South-Eastern Underwriters Association dbr:Federal_Insurance_Office
sameAs	Insurance in the United States Insurance in the United States Insurance in the United States
dbp:wikiPageUsesTemplate	dbt:TOCLIMIT dbt:Citation_needed dbt:Main dbt:Quote_box dbt:Reflist dbt:See_also dbt:Short_description dbt:United_States_topics dbt:Use_dmy_dates dbt:Insurance dbt:Economy_of_the_United_States
thumbnail	wiki-commons:Special:FilePath/President_Obama_Signs_the_Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act_(4816864266).jpg?width=300
align	right (en)
quote	Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period. (en)
source	—FASB Statement of Financial Accounting Standards No. 113, "Accounting for Reinsurance of Short-Duration and Long-Duration Contracts" December 1992 (en)
width	33.0 (perCent)
has abstract	Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. According to Swiss Re, of the $6.287 trillion of global direct premiums written worldwide in 2020, $2.530 trillion (40.3%) were written in the United States. Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). For example, a property insurance company may agree to bear the risk that a particular piece of property (e.g., a car or a house) may suffer a specific type or types of damage or loss during a certain period of time in exchange for a fee from the policyholder who would otherwise be responsible for that damage or loss. That agreement takes the form of an insurance policy. Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period. —FASB Statement of Financial Accounting Standards No. 113, "Accounting for Reinsurance of Short-Duration and Long-Duration Contracts" December 1992 (en)

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