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A Labour Bank (労働金庫), or Rōkin (ろうきん) is an organization akin to a credit union in Japan. There are currently 13 Labour Banks, which are united in the National Association of Labour Banks. Labour Banks are actually given a unique status in the Japanese financial system, being regulated by the 1953 Labour Bank Law, which reads in part: They claim in their self-description that: They offer special financial services to unions, victims of disasters, welfare NPOs, the unemployed, and so forth.

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  • Labour Bank (en)
  • 労働金庫 (ja)
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  • 労働金庫（ろうどうきんこ、略称：労金（ろうきん）、英語：Labour Bank／Worker's Credit Union）とは、日本において預金の受け入れ、資金の移動や貸し出し（融資、ローン）、手形の発行などを行う金融機関の一つであり、その根拠となる労働金庫法に基づく業務を実施している協同組織金融機関である。手形・小切手法の適用においては、銀行と同視される。 基本的には労働組合（労組）や生活協同組合（生協）などが会員となり、会員が出資を行い、会員へのサービスを目的とする非営利組織（協同組織）である（第5,12条）。この点が株式会社である銀行とは組織形態が異なる。また信用金庫も同様に協同組織形態をとり、会員の対象を営業地域内としているが、会員の構成は異なる。 (ja)
  • A Labour Bank (労働金庫), or Rōkin (ろうきん) is an organization akin to a credit union in Japan. There are currently 13 Labour Banks, which are united in the National Association of Labour Banks. Labour Banks are actually given a unique status in the Japanese financial system, being regulated by the 1953 Labour Bank Law, which reads in part: They claim in their self-description that: They offer special financial services to unions, victims of disasters, welfare NPOs, the unemployed, and so forth. (en)
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  • A Labour Bank (労働金庫), or Rōkin (ろうきん) is an organization akin to a credit union in Japan. There are currently 13 Labour Banks, which are united in the National Association of Labour Banks. Labour Banks are actually given a unique status in the Japanese financial system, being regulated by the 1953 Labour Bank Law, which reads in part: The goals of Labour Banks are to attempt to provide more accessible financing for the welfare and mutual aid efforts of labor unions and consumer-livelihood cooperatives, promote sound growth, and, at the same time, contribute to improving the financial status of workers. They claim in their self-description that: Labour Banks are not managed for profit-making purposes. Labour Banks are managed impartially, democratically, and not for profit-making purposes, in accordance with the Labour Bank Law. The circle of people who share an interest in Labour Banks’ unique form of management extends throughout Japan, and there are now approximately 10 million constituents nationwide. Along with working people in labor unions and consumer-livelihood cooperatives, Labour Banks are used extensively by many other working people. They offer special financial services to unions, victims of disasters, welfare NPOs, the unemployed, and so forth. (en)
  • 労働金庫（ろうどうきんこ、略称：労金（ろうきん）、英語：Labour Bank／Worker's Credit Union）とは、日本において預金の受け入れ、資金の移動や貸し出し（融資、ローン）、手形の発行などを行う金融機関の一つであり、その根拠となる労働金庫法に基づく業務を実施している協同組織金融機関である。手形・小切手法の適用においては、銀行と同視される。 基本的には労働組合（労組）や生活協同組合（生協）などが会員となり、会員が出資を行い、会員へのサービスを目的とする非営利組織（協同組織）である（第5,12条）。この点が株式会社である銀行とは組織形態が異なる。また信用金庫も同様に協同組織形態をとり、会員の対象を営業地域内としているが、会員の構成は異なる。 (ja)
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