About: Mortgage Credit Directive

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The Mortgage Credit Directive (MCD) is a body of European legislation for the regulation of first- and second charge mortgages and consumer buy-to-let (CBTL) lending. It was originally adopted by the European Commission on 4 February 2014 and Member states had to transpose the regulations in their national law by March 2016. The European Commission is currently planning to propose amendments to the directive in 2022. The Directive introduces a European framework of conduct standards for firms selling residential mortgages.

Attributes	Values
rdfs:label	Directiva sobre créditos hipotecarios (es) Mortgage Credit Directive (en)
rdfs:comment	La Directiva sobre créditos hipotecarios de 2014 es una Directiva de la Unión Europea para la regulación de los contratos de crédito (préstamos hipotecarios o créditos hipotecarios) acordados por los prestamistas (entidades bancarias vendedoras de créditos) con los consumidores para la compra de bienes inmuebles de uso residencial. (es) The Mortgage Credit Directive (MCD) is a body of European legislation for the regulation of first- and second charge mortgages and consumer buy-to-let (CBTL) lending. It was originally adopted by the European Commission on 4 February 2014 and Member states had to transpose the regulations in their national law by March 2016. The European Commission is currently planning to propose amendments to the directive in 2022. The Directive introduces a European framework of conduct standards for firms selling residential mortgages. (en)
dcterms:subject	Mortgage Corporate law Financial regulatory authorities European Union directives
Wikipage page ID	50747327 (xsd:integer)
Wikipage revision ID	1090131304 (xsd:integer)
Link from a Wikipage to another Wikipage	Energy efficient mortgage Mortgage loan United States housing bubble Internal market Council of the European Union Creditors G-20 major economies Mortgage Corporate law European Commission European Parliament European Union Financial regulatory authorities Directive (European Union) Financial crisis of 2007-08 European Union directives Underwriting
Link from a Wikipage to an external page	http://www.legalandgeneral.com/mortgageclub/da/lenders/mortgage-credit-directive/ https://www.cml.org.uk/policy/policy-updates/all/european-mortgage-credit-directive/ https://www.eba.europa.eu/regulation-and-policy/consumer-protection-and-financial-innovation/decision-on-specifying-the-benchmark-rate-under-the-mortgage-credit-directive/-/regulatory-activity/press-release https://www.the-fca.org.uk/firms/mortgage-credit-directive http://europa.eu/rapid/press-release_MEMO-13-1127_en.htm http://ec.europa.eu/finance/finservices-retail/credit/mortgage/index_en.htm https://www.gov.uk/government/consultations/implementation-of-the-eu-mortgage-credit-directive
sameAs	Mortgage Credit Directive Mortgage Credit Directive Mortgage Credit Directive Mortgage Credit Directive
dbp:wikiPageUsesTemplate	dbt:Citation dbt:EngvarB dbt:Infobox_legislation dbt:Orphan dbt:Reflist dbt:Use_dmy_dates
date enacted	March 2016 (en)
legislature	European Parliament and Council of the European Union (en)
short title	Mortgage Credit Directive (en)
status	Current (en)
has abstract	La Directiva sobre créditos hipotecarios de 2014 es una Directiva de la Unión Europea para la regulación de los contratos de crédito (préstamos hipotecarios o créditos hipotecarios) acordados por los prestamistas (entidades bancarias vendedoras de créditos) con los consumidores para la compra de bienes inmuebles de uso residencial. Fue adoptada por la Comisión Europea el 4 de febrero de 2014 y los estados miembros tenían que transponer los reglamentos en su legislación nacional antes de marzo de 2016. La Directiva de la Unión Europea introduce un marco europeo de normas de conducta para las entidades financieras que venden hipotecas para viviendas residenciales. El objetivo de la Directiva es crear un mercado de créditos hipotecarios en toda la Unión, con un alto nivel de protección al consumidor. (es) The Mortgage Credit Directive (MCD) is a body of European legislation for the regulation of first- and second charge mortgages and consumer buy-to-let (CBTL) lending. It was originally adopted by the European Commission on 4 February 2014 and Member states had to transpose the regulations in their national law by March 2016. The European Commission is currently planning to propose amendments to the directive in 2022. The Directive introduces a European framework of conduct standards for firms selling residential mortgages. The objective of the Directive is to create a Union-wide mortgage credit market, with a high level of consumer protection. (en)
date passed	2014-02-04 (xsd:date)
prov:wasDerivedFrom	wikipedia-en:Mortgage_Credit_Directive?oldid=1090131304&ns=0
page length (characters) of wiki page	14914 (xsd:nonNegativeInteger)
foaf:isPrimaryTopicOf	wikipedia-en:Mortgage_Credit_Directive
is Link from a Wikipage to another Wikipage of	Mortgage law Mortgage broker
is foaf:primaryTopic of	wikipedia-en:Mortgage_Credit_Directive

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