Pine Labs is an Indian company that provides financing and last-mile retail transaction technology. It was founded in 1998. It is one of the unicorn companies, with a valuation of over US$5 billion. It provides a merchant platform and makes software for point of sale (PoS) machines. The company has more than 70,000 retailers across India, including major retail outlets such as Mark's and Spencer's Retail, Pantaloons, Shoppers Stop and Westside. It has a presence in India and Malaysia and other parts of Asia.