Real-time posting refers to a style of processing financial transactions in a core banking system. It is an alternative to the older Memo Posting style. There are several characteristics that distinguish a real-time posting system. Sometimes real-time posting is thought to mean 'there is no batch'. This is not the case. Real-time posting systems still need to support batch processing. Batch processing is attractive for some processing as it is a cost-effective means to process large groups of items. Examples of those batches would be check (cheque) clearing files or payment exchange files.
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