The 1997 NCAA Division I-AA Football Championship Game was a postseason college football game between the Youngstown State Penguins and the McNeese State Cowboys. The game was played on December 20, 1997, and was the first I-AA title game contested at Finley Stadium, home field of the University of Tennessee at Chattanooga. The culminating game of the 1997 NCAA Division I-AA football season, it was won by Youngstown State, 10–9.