From 2012 to 2017 BTCjam was a peer-to-peer lending (aka "P2P lending") service where individuals could borrow or lend using bitcoin. The company claimed it intended to let users in countries that lack a local credit score system to receive loans. Its claimed mission was to make credit affordable and accessible everywhere. According to one source, BTCJam was "the first P2P lending platform to cross national borders successfully. BTCJam closed on 2017, claiming regulatory difficulties operating out of various jurisdictions.
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| - BTCJam è la prima società al mondo a fornire un servizio di social lending (prestito da pari a pari) con valuta in Bitcoin. Ha sede a San Francisco ed è stata fondata dall'ingegnere brasiliano Celso Pitta. BTCJam ha sviluppato un algoritmo per punteggio-crediti con licenza proprietaria per permettere agli utenti nei paesi a cui manca il credito di avere una classifica di valutazione con cui qualificarsi per i prestitiL'algoritmo analizza i profili di rete sociale dell'utente come Facebook, Linkedin e la sua storia nel commercio elettronico usando Ebay e Paypal. (it)
- From 2012 to 2017 BTCjam was a peer-to-peer lending (aka "P2P lending") service where individuals could borrow or lend using bitcoin. The company claimed it intended to let users in countries that lack a local credit score system to receive loans. Its claimed mission was to make credit affordable and accessible everywhere. According to one source, BTCJam was "the first P2P lending platform to cross national borders successfully. BTCJam closed on 2017, claiming regulatory difficulties operating out of various jurisdictions. (en)
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| - Personal Finance, Software (en)
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| - From 2012 to 2017 BTCjam was a peer-to-peer lending (aka "P2P lending") service where individuals could borrow or lend using bitcoin. The company claimed it intended to let users in countries that lack a local credit score system to receive loans. Its claimed mission was to make credit affordable and accessible everywhere. According to one source, BTCJam was "the first P2P lending platform to cross national borders successfully. BTCjam was part of the 500 Startups accelerator program and received investments from Ribbit Capital, Foundation Capital, Pantera Capital, and other venture capital firms. It has facilitated bitcoin loans for more than US$14,000,000 in over 120 countries. BTCJam closed on 2017, claiming regulatory difficulties operating out of various jurisdictions. (en)
- BTCJam è la prima società al mondo a fornire un servizio di social lending (prestito da pari a pari) con valuta in Bitcoin. Ha sede a San Francisco ed è stata fondata dall'ingegnere brasiliano Celso Pitta. BTCJam ha sviluppato un algoritmo per punteggio-crediti con licenza proprietaria per permettere agli utenti nei paesi a cui manca il credito di avere una classifica di valutazione con cui qualificarsi per i prestitiL'algoritmo analizza i profili di rete sociale dell'utente come Facebook, Linkedin e la sua storia nel commercio elettronico usando Ebay e Paypal. (it)
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