Clydesdale Bank plc is a retail and commercial bank in the United Kingdom. It was formed in Glasgow, Scotland in 1838, and is the only former Scottish bank which retains its UK headquarters in Scotland, following the implosions in 2008 of the Bank of Scotland and of the Royal Bank of Scotland. The public marketing name 'Virgin Money' is used by all the operating divisions of the whose headquarters are at 177 Bothwell Street, Glasgow. It is the UK 's sixth largest bank.