In 2010, the French government's Autorité de la concurrence (the department in charge of regulating competition) fined eleven banks €384.9 million for colluding to charge unjustified fees for check processing, especially for extra fees charged during the transition from paper check transfer to "Exchanges Check-Image" electronic transfer. The banks were: * Banque de France * BPCE * Banque postale * BNP Paribas * Confédération Nationale du Crédit Mutuel * Crédit Agricole * Crédit du Nord * Crédit Industriel et Commercial (CIC) * HSBC * LCL * Société Générale
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