About: Payday loans in the United States

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A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries and, within the United States, between different states.

Attributes	Values
rdf:type	Thing
rdfs:label	Payday loans in the United States (en)
rdfs:comment	A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries and, within the United States, between different states. (en)
rdfs:seeAlso	Usury
foaf:depiction
dcterms:subject	Finance in the United States
Wikipage page ID	31249764 (xsd:integer)
Wikipage revision ID	1115567393 (xsd:integer)
Link from a Wikipage to another Wikipage	Rulemaking Annual percentage rate Uber United States Post Office Department University of Houston Usury De facto Deregulation Interest rate ceiling Finance in the United States Consumer Financial Protection Bureau Consumer spending Credit card Money order Salary Overdraft Cleveland, Tennessee Lyft Community Financial Services Association of America Competition (economics) Empirical research Microcredit Bankruptcies Buckeye Check Cashing, Inc. v. Cardegna Truth in Lending Act Credit unions Operation Choke Point J.B. Pritzker Advance America Cash Advance Allan Jones (businessman) Fee Bankruptcy Center for Responsible Lending Tennessee Terry Goddard Check Into Cash District of Columbia Dodd–Frank Wall Street Reform and Consumer Protection Act Interest NerdWallet New Mexico Legislature Cartel Yellow pages Price ceiling Liquidity United States Postal Savings System Cash advance Post-dated cheque Unsecured debt Post-dated check Inelastic demand Market equilibrium Social institution
Link from a Wikipage to an external page	https://www.consumerfinance.gov/consumer-tools/payday-loans/answers/ http://www.fdic.gov/news/news/financial/2005/fil1405a.html
sameAs	Payday loans in the United States Payday loans in the United States Payday loans in the United States
dbp:wikiPageUsesTemplate	dbt:Main dbt:Reflist dbt:Seealso dbt:Short_description dbt:Use_American_English dbt:Use_mdy_dates dbt:Payday_loans_by_country
thumbnail	wiki-commons:Special:FilePath/Payday_loan_shop_window.jpg?width=300
has abstract	A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries and, within the United States, between different states. To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans were formerly restricted in most states by the Uniform Small Loan Laws (USLL), with 360%–400% APR generally the norm. (en)
gold:hypernym	Loan
prov:wasDerivedFrom	wikipedia-en:Payday_loans_in_the_United_States?oldid=1115567393&ns=0
page length (characters) of wiki page	47844 (xsd:nonNegativeInteger)
foaf:isPrimaryTopicOf	wikipedia-en:Payday_loans_in_the_United_States
is Link from a Wikipage to another Wikipage of	Scott Tucker (businessman) List of Last Week Tonight with John Oliver episodes Ritchie Torres Independent agencies of the United States government Consumer Financial Protection Bureau Gary Elkins (politician)

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