Sony Bank (Japanese: ソニーバンク, ソニー銀行) is a Japanese commercial bank established in April 2001. It operates as a direct bank and has no physical branches or ATMs. It is one of the largest online banks in Japan and a subsidiary of Sony Financial Holdings, the financial business unit of the multinational conglomerate Sony. Its main business is offering online banking with foreign currency deposits, investment trusts, and home loans.