Vikram Akula (born 7 November 1968) is an American banker and the founder of SKS Microfinance (now BFIL), a micro finance company and former chairperson of Bharat Financial Inclusion Ltd. SKS was an organization that offered microloans and insurance to poor women in India. He stepped down as SKS Chairperson in November 2011 and became Chairperson Emeritus. Akula currently serves as Chairperson of VAYA Finserv Private Limited. Founded in 2014, the India-based company markets financial services to low-income groups on behalf of partner banks.