Gemach (Hebrew: גמ"ח, plural, גמחים‎, gemachim, an abbreviation for גמילות חסדים‎, gemilut chasadim, "acts of kindness") is a Jewish free-loan fund that subscribes to both the positive Torah commandment of lending money and the Torah prohibition against charging interest on a personal loan to a fellow Jew. Unlike bank loans, gemach loans are interest-free, and are often set up with easy repayment terms.