Sir Howard John Davies (born 12 February 1951) is a British economist and author, who is the chairman of NatWest Group and the former director of the London School of Economics. He was the first chairman of the Financial Services Authority. Davies was chairman of the Phoenix Group and, until July 2015, chaired the UK Airports Commission. In February 2015, he was appointed chairman of The Royal Bank of Scotland Group, taking up the role from September 2015. RBS Group was renamed NatWest Group in 2020.