. . . . . "\"...to stop debting one day at a time and to help other compulsive debtors to stop incurring unsecured debt.\""@en . . . . . "Debtors Anonymous"@en . . . . "\u0627\u0644\u0645\u062F\u064A\u0646\u0648\u0646 \u0627\u0644\u0645\u062C\u0647\u0648\u0644\u0648\u0646 (\u0628\u0627\u0644\u0625\u0646\u062C\u0644\u064A\u0632\u064A\u0629: Debtors Anonymous\u060C \u0648\u0627\u062E\u062A\u0635\u0627\u0631\u064B\u0627: DA)\u060C \u0647\u064A \u0645\u0646\u0638\u0645\u0629 \u0637\u0631\u062D\u062A \u0628\u0631\u0646\u0627\u0645\u062C\u064B\u0627 \u0645\u0643\u0648\u0646\u064B\u0627 \u0645\u0646 12 \u062E\u0637\u0648\u0629 \u0644\u0644\u0623\u0634\u062E\u0627\u0635 \u0627\u0644\u0630\u064A\u0646 \u064A\u0631\u064A\u062F\u0648\u0646 \u0627\u0644\u062A\u0648\u0642\u0641 \u0639\u0646 \u062A\u0643\u0628\u062F \u062F\u064A\u0648\u0646 \u063A\u064A\u0631 \u0645\u0636\u0645\u0648\u0646\u0629\u060C \u0648\u0642\u062F \u0633\u064F\u062C\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u062A\u0628\u0639\u064B\u0627 \u0644\u0628\u064A\u0627\u0646\u0627\u062A \u0635\u062F\u0631\u062A \u0641\u064A \u0639\u0627\u0645 2011 \u0623\u0643\u062B\u0631 \u0645\u0646 500 \u0627\u062C\u062A\u0645\u0627\u0639 \u0623\u0633\u0628\u0648\u0639\u064A \u0636\u0645\u0646 15 \u062F\u0648\u0644\u0629 \u062D\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u060C \u0648\u064A\u0637\u0644\u0642 \u0639\u0644\u0649 \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064A\u0646 \u064A\u062A\u062D\u0645\u0644\u0648\u0646 \u062F\u064A\u0648\u0646\u064B\u0627 \u063A\u064A\u0631 \u0645\u0636\u0645\u0648\u0646\u0629 \u0642\u0633\u0631\u064A\u064B\u0627 \u00AB\u0627\u0644\u0645\u062F\u064A\u0646\u0648\u0646 \u0627\u0644\u0645\u0642\u0647\u0648\u0631\u0648\u0646\u00BB."@ar . . . . . . . . . . . . . . . "Debtors Anonymous"@en . . . . . . . . . . . . . . . . . . . . . "Penny Pinchers, Capital Builders"@en . . . . . . . . . . . "Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in fifteen countries, according to data released in 2011. Those who compulsively incur unsecured debt are said to be engaged in compulsive borrowing and are known as compulsive debtors. DA encourages careful record keeping and monitoring of finances\u2014including purchases, income, and debt payments\u2014to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income. DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors. In the mid-1990s, sociologist Terrell A. Hayes conducted in-depth interviews with a convenience and snowball sample of forty-six members of DA Hayes found many of the members interviewed only partially accept the ideology of the organization and that parts of DA's program, such as stigmatizing labels used to describe members, may actually hinder acceptance of DA's ideology."@en . . "11691801"^^ . . . . . . . . . . . . . . . . . . . . "Australia, Bali, Brazil, Canada, Germany, Ireland, Japan, New Zealand, United Kingdom, United States, Spain, Argentina"@en . . . . . . . . . . . . . . . "41948"^^ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . "1092407230"^^ . . . . . . . . . . . . . . . . . . . "Anonyme Schuldner"@de . . . . . . . . . . . . "Debtors Anonymous"@en . "\u0627\u0644\u0645\u062F\u064A\u0646\u0648\u0646 \u0627\u0644\u0645\u062C\u0647\u0648\u0644\u0648\u0646"@ar . . . . . . . "Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in fifteen countries, according to data released in 2011. Those who compulsively incur unsecured debt are said to be engaged in compulsive borrowing and are known as compulsive debtors. DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors."@en . . . "Die Anonymen Schuldner (englisch Debtors Anonymous, DA) sind eine Selbsthilfeorganisation f\u00FCr Menschen, die in finanziellen Schwierigkeiten sind. Dabei praktizieren die Anonymen Schuldner ein Zw\u00F6lf-Schritte-Programm. Nach Eigenangaben fanden im Jahr 2017 rund 500 w\u00F6chentliche DA-Treffen in etwa 15 L\u00E4ndern statt."@de . . . . . . . . "Die Anonymen Schuldner (englisch Debtors Anonymous, DA) sind eine Selbsthilfeorganisation f\u00FCr Menschen, die in finanziellen Schwierigkeiten sind. Dabei praktizieren die Anonymen Schuldner ein Zw\u00F6lf-Schritte-Programm. Nach Eigenangaben fanden im Jahr 2017 rund 500 w\u00F6chentliche DA-Treffen in etwa 15 L\u00E4ndern statt. DA leitet die Menschen zu sorgf\u00E4ltigem Aufschreiben und Beobachten der Finanzen an, einschlie\u00DFlich K\u00E4ufen, Einkommen und Raten zur Abzahlung der Schulden, um ein klares Bild der Gewohnheiten zu bekommen. Mithilfe dieser Informationen werden Praktiken im Umgang mit Geld entwickelt, um trotz Fortsetzung des Abzahlens der Schulden zu einer h\u00F6heren Lebensqualit\u00E4t zu kommen. DA empfiehlt au\u00DFerdem, Pl\u00E4ne zu entwickeln mit dem Ziel, f\u00FCr die Zukunft das Einkommen zu erh\u00F6hen."@de . . . . . . . . . . . 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\u0639\u064A\u0646\u0627\u062A \u0639\u0634\u0648\u0627\u0626\u064A\u0629 \u0645\u0643\u0648\u0646\u0629 \u0645\u0646 46 \u0639\u0636\u0648\u064B\u0627\u060C \u0623\u0646 \u0627\u0644\u0643\u062B\u064A\u0631 \u0645\u0646\u0647\u0645 \u0645\u0642\u062A\u0646\u0639 \u062C\u0632\u0626\u064A\u064B\u0627 \u0641\u0642\u0637 \u0628\u0623\u064A\u062F\u064A\u0648\u0644\u0648\u062C\u064A\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629\u060C \u0648\u0623\u0646 \u0627\u0644\u0648\u0635\u0645 \u0627\u0644\u0630\u064A \u064A\u0633\u062A\u062E\u062F\u0645 \u0641\u064A \u0648\u0635\u0641 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0642\u062F \u064A\u0642\u0644\u0644 \u0645\u0646 \u0642\u0628\u0648\u0644 \u0623\u064A\u062F\u064A\u0648\u0644\u0648\u062C\u064A\u0627 \u0627\u0644\u0645\u0646\u0638\u0645\u0629."@ar . . . . . . . . . . . . . . "1971"^^ . . . . . . . . . . . . . . . . . . . . .