. . "CAMELS \u2014 \u0430\u043C\u0435\u0440\u0438\u043A\u0430\u043D\u0441\u043A\u0430\u044F \u0440\u0435\u0439\u0442\u0438\u043D\u0433\u043E\u0432\u0430\u044F \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043E\u0446\u0435\u043D\u043A\u0438 \u0431\u0430\u043D\u043A\u043E\u0432 \u0421\u0428\u0410, \u0441\u043E\u0437\u0434\u0430\u043D\u043D\u0430\u044F \u0432 1978 \u0433\u043E\u0434\u0443 \u0424\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u043E\u0439 \u0440\u0435\u0437\u0435\u0440\u0432\u043D\u043E\u0439 \u0441\u0438\u0441\u0442\u0435\u043C\u043E\u0439 \u0438 \u0444\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u044B\u043C\u0438 \u0430\u0433\u0435\u043D\u0442\u0441\u0442\u0432\u0430\u043C\u0438 Office of the Comptroller of the Currency (OCC) \u0438 Federal Deposit Insurance Corporation (FDIC). \u041F\u0435\u0440\u0432\u043E\u043D\u0430\u0447\u0430\u043B\u044C\u043D\u043E \u0440\u0435\u0439\u0442\u0438\u043D\u0433 \u043D\u0430\u0437\u044B\u0432\u0430\u043B\u0441\u044F CAMEL (\u0430\u043D\u0433\u043B. camel \u2014 \u0432\u0435\u0440\u0431\u043B\u044E\u0434), \u043F\u043E\u0437\u0436\u0435, \u0441 1.01.1997 \u0431\u044B\u043B \u0434\u043E\u0431\u0430\u0432\u043B\u0435\u043D \u043A\u043E\u043C\u043F\u043E\u043D\u0435\u043D\u0442 S (\u0447\u0443\u0432\u0441\u0442\u0432\u0438\u0442\u0435\u043B\u044C\u043D\u043E\u0441\u0442\u044C \u043A \u0440\u0438\u0441\u043A\u0443). CAMELS-\u0440\u0435\u0439\u0442\u0438\u043D\u0433 \u0438\u0441\u043F\u043E\u043B\u044C\u0437\u043E\u0432\u0430\u043B\u0441\u044F \u0432\u043E \u0432\u0440\u0435\u043C\u044F \u043C\u0438\u0440\u043E\u0432\u043E\u0433\u043E \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u043E\u0433\u043E \u043A\u0440\u0438\u0437\u0438\u0441\u0430 \u0434\u043B\u044F \u043E\u0442\u0431\u043E\u0440\u0430 \u0431\u0430\u043D\u043A\u043E\u0432, \u043A\u043E\u0442\u043E\u0440\u044B\u0435 \u043F\u043E\u043F\u0430\u043B\u0438 \u043F\u043E\u0434 \u043F\u0440\u043E\u0433\u0440\u0430\u043C\u043C\u0443 \u0441\u043F\u0430\u0441\u0435\u043D\u0438\u044F \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u043E\u0439 \u0441\u0438\u0441\u0442\u0435\u043C\u044B \u0421\u0428\u0410."@ru . . . "\u0421\u0438\u0441\u0442\u0435\u043C\u0430 \u00ABCAMELS\u00BB \u2014 \u0430\u043C\u0435\u0440\u0438\u043A\u0430\u043D\u0441\u044C\u043A\u0430 \u0440\u0435\u0439\u0442\u0438\u043D\u0433\u043E\u0432\u0430 \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043E\u0446\u0456\u043D\u043A\u0438 \u0431\u0430\u043D\u043A\u0456\u0432 \u0421\u0428\u0410, \u0441\u0442\u0432\u043E\u0440\u0435\u043D\u0430 1978 \u0440\u043E\u043A\u0443 \u0424\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u043E\u044E \u0440\u0435\u0437\u0435\u0440\u0432\u043D\u043E\u044E \u0441\u0438\u0441\u0442\u0435\u043C\u043E\u044E \u0456 \u0444\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u0438\u043C\u0438 \u0430\u0433\u0435\u043D\u0442\u0441\u0442\u0432\u0430\u043C\u0438 (OCC) \u0456 (FDIC).\u0428\u0438\u0440\u043E\u043A\u043E \u0437\u0430\u0441\u0442\u043E\u0441\u043E\u0432\u0443\u0454\u0442\u044C\u0441\u044F \u0431\u0430\u043D\u043A\u0456\u0432\u0441\u044C\u043A\u0438\u043C\u0438 \u043D\u0430\u0433\u043B\u044F\u0434\u043E\u0432\u0438\u043C\u0438 \u043E\u0440\u0433\u0430\u043D\u0430\u043C\u0438 \u0431\u0430\u0433\u0430\u0442\u044C\u043E\u0445 \u043A\u0440\u0430\u0457\u043D \u0441\u0432\u0456\u0442\u0443. \u0421\u043F\u043E\u0447\u0430\u0442\u043A\u0443 \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043C\u0430\u043B\u0430 \u043D\u0430\u0437\u0432\u0443 CAMEL (\u0430\u043D\u0433\u043B. Camel \u2014 \u0432\u0435\u0440\u0431\u043B\u044E\u0434), \u0437 1.01.1997 \u0431\u0443\u043B\u043E \u0434\u043E\u0434\u0430\u043D\u043E \u043A\u043E\u043C\u043F\u043E\u043D\u0435\u043D\u0442 \u00ABS\u00BB (\u0430\u043D\u0433\u043B. Sensitivity to Risk \u2014 \u0447\u0443\u0442\u043B\u0438\u0432\u0456\u0441\u0442\u044C \u0434\u043E \u0440\u0438\u0437\u0438\u043A\u0443)."@uk . . "The CAMELS rating is a supervisory rating system originally developed in the U.S. to classify a bank's overall condition. It is applied to every bank and credit union in the U.S. and is also implemented outside the U.S. by various banking supervisory regulators. The components of a bank's condition that are assessed: \n* (C)apital adequacy \n* (A)ssets \n* (M)anagement Capability \n* (E)arnings \n* (L)iquidity (also called asset liability management) \n* (S)ensitivity (sensitivity to market risk, especially interest rate risk) Ratings are from 1 (best) to 5 (worst) in each of the above categories."@en . . . . "\u0421\u0438\u0441\u0442\u0435\u043C\u0430 \u00ABCAMELS\u00BB \u2014 \u0430\u043C\u0435\u0440\u0438\u043A\u0430\u043D\u0441\u044C\u043A\u0430 \u0440\u0435\u0439\u0442\u0438\u043D\u0433\u043E\u0432\u0430 \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043E\u0446\u0456\u043D\u043A\u0438 \u0431\u0430\u043D\u043A\u0456\u0432 \u0421\u0428\u0410, \u0441\u0442\u0432\u043E\u0440\u0435\u043D\u0430 1978 \u0440\u043E\u043A\u0443 \u0424\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u043E\u044E \u0440\u0435\u0437\u0435\u0440\u0432\u043D\u043E\u044E \u0441\u0438\u0441\u0442\u0435\u043C\u043E\u044E \u0456 \u0444\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u0438\u043C\u0438 \u0430\u0433\u0435\u043D\u0442\u0441\u0442\u0432\u0430\u043C\u0438 (OCC) \u0456 (FDIC).\u0428\u0438\u0440\u043E\u043A\u043E \u0437\u0430\u0441\u0442\u043E\u0441\u043E\u0432\u0443\u0454\u0442\u044C\u0441\u044F \u0431\u0430\u043D\u043A\u0456\u0432\u0441\u044C\u043A\u0438\u043C\u0438 \u043D\u0430\u0433\u043B\u044F\u0434\u043E\u0432\u0438\u043C\u0438 \u043E\u0440\u0433\u0430\u043D\u0430\u043C\u0438 \u0431\u0430\u0433\u0430\u0442\u044C\u043E\u0445 \u043A\u0440\u0430\u0457\u043D \u0441\u0432\u0456\u0442\u0443. \u0421\u043F\u043E\u0447\u0430\u0442\u043A\u0443 \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043C\u0430\u043B\u0430 \u043D\u0430\u0437\u0432\u0443 CAMEL (\u0430\u043D\u0433\u043B. Camel \u2014 \u0432\u0435\u0440\u0431\u043B\u044E\u0434), \u0437 1.01.1997 \u0431\u0443\u043B\u043E \u0434\u043E\u0434\u0430\u043D\u043E \u043A\u043E\u043C\u043F\u043E\u043D\u0435\u043D\u0442 \u00ABS\u00BB (\u0430\u043D\u0433\u043B. Sensitivity to Risk \u2014 \u0447\u0443\u0442\u043B\u0438\u0432\u0456\u0441\u0442\u044C \u0434\u043E \u0440\u0438\u0437\u0438\u043A\u0443)."@uk . . "Les CAMELS ratings ou Camels rating d\u00E9signe un syst\u00E8me am\u00E9ricain servant \u00E0 classer environ 8 500 banques am\u00E9ricaines selon leur sant\u00E9 financi\u00E8re. Ce classement s'appuie sur les \u00E9tats financiers des banques et sur l'examen sur place de chaque banque, examen effectu\u00E9 par diff\u00E9rents r\u00E9gulateurs am\u00E9ricains : Fed, Office of the Comptroller of the Currency et FDIC. L'\u00E9chelle va de 1 \u00E0 5, 1 \u00E9tant le meilleur et 5 le pire."@fr . . . "CAMELS-\u0440\u0435\u0439\u0442\u0438\u043D\u0433"@ru . "1114177398"^^ . "CAMELS rating system"@en . . . . . . "\u0421\u0438\u0441\u0442\u0435\u043C\u0430 \u00ABCAMELS\u00BB"@uk . . "El \u00EDndice o sistema CAMELS es un sistema de supervisi\u00F3n desarrollado en Estados Unidos y convertido en mecanismo de regulaci\u00F3n bancaria en 1979 para clasificar el . Se aplica a toda entidad de cr\u00E9dito estadounidense y es un baremo empleado tambi\u00E9n por varios entes regulatorios de fuera de Estados Unidos Los \u00EDndices se calculan seg\u00FAn unas ratios de los estados financieros, combinados con inspecciones in situ realizadas por agentes designados por la autoridad reguladora. Los autoridades reguladoras notifican los resultados al consejo directivo del banco, con el fin de evitar un p\u00E1nico bancario en el caso de que los resultados no sean halag\u00FCe\u00F1os.\u200B El estado del banco se calcula seg\u00FAn su: \n* Capital. \n* . \n* Management capability (capacidad de gesti\u00F3n). \n* Earnings (beneficios). \n* Liquidity (liquidez). \n* Sensivity (sensibilidad al riesgo de mercado). Las puntuaciones var\u00EDan entre uno (puntuaci\u00F3n m\u00E1s alta) y cinco (puntuaci\u00F3n m\u00E1s baja) en cada una de las categor\u00EDas anteriores."@es . . . . . . "The CAMELS rating is a supervisory rating system originally developed in the U.S. to classify a bank's overall condition. It is applied to every bank and credit union in the U.S. and is also implemented outside the U.S. by various banking supervisory regulators. The ratings are assigned based on a ratio analysis of the financial statements, combined with on-site examinations made by a designated supervisory regulator. In the U.S. these supervisory regulators include the Federal Reserve, the Office of the Comptroller of the Currency, the National Credit Union Administration, the Farm Credit Administration, and the Federal Deposit Insurance Corporation. Ratings are not released to the public but only to the top management to prevent a possible bank run on an institution which receives a CAMELS rating downgrade. Institutions with deteriorating situations and declining CAMELS ratings are subject to ever increasing supervisory scrutiny. Failed institutions are eventually resolved via a formal resolution process designed to protect retail depositors. The components of a bank's condition that are assessed: \n* (C)apital adequacy \n* (A)ssets \n* (M)anagement Capability \n* (E)arnings \n* (L)iquidity (also called asset liability management) \n* (S)ensitivity (sensitivity to market risk, especially interest rate risk) Ratings are from 1 (best) to 5 (worst) in each of the above categories. In India, for supervision (inspection) of banks, an extended framework is used which is named - C A M E L S C where the letters C A M E L stand for what has been mentioned above but 'S'- means- 'Systems' and 'C' means- 'Compliance' - to various rules, regulations, Acts. etc."@en . . . . . . . "Sistema CAMELS"@es . "Les CAMELS ratings ou Camels rating d\u00E9signe un syst\u00E8me am\u00E9ricain servant \u00E0 classer environ 8 500 banques am\u00E9ricaines selon leur sant\u00E9 financi\u00E8re. Ce classement s'appuie sur les \u00E9tats financiers des banques et sur l'examen sur place de chaque banque, examen effectu\u00E9 par diff\u00E9rents r\u00E9gulateurs am\u00E9ricains : Fed, Office of the Comptroller of the Currency et FDIC. L'\u00E9chelle va de 1 \u00E0 5, 1 \u00E9tant le meilleur et 5 le pire. Ce classement n'est pas publi\u00E9, seulement transmis aux plus haut responsables des banques dans le but de pr\u00E9venir des paniques bancaires. Il est utilis\u00E9 par le gouvernement f\u00E9d\u00E9ral am\u00E9ricain dans le cadre du Plan Paulson."@fr . . . . . "CAMELS ratings"@fr . . . . . . . "El \u00EDndice o sistema CAMELS es un sistema de supervisi\u00F3n desarrollado en Estados Unidos y convertido en mecanismo de regulaci\u00F3n bancaria en 1979 para clasificar el . Se aplica a toda entidad de cr\u00E9dito estadounidense y es un baremo empleado tambi\u00E9n por varios entes regulatorios de fuera de Estados Unidos Los \u00EDndices se calculan seg\u00FAn unas ratios de los estados financieros, combinados con inspecciones in situ realizadas por agentes designados por la autoridad reguladora. El estado del banco se calcula seg\u00FAn su:"@es . . . . . "CAMELS \u2014 \u0430\u043C\u0435\u0440\u0438\u043A\u0430\u043D\u0441\u043A\u0430\u044F \u0440\u0435\u0439\u0442\u0438\u043D\u0433\u043E\u0432\u0430\u044F \u0441\u0438\u0441\u0442\u0435\u043C\u0430 \u043E\u0446\u0435\u043D\u043A\u0438 \u0431\u0430\u043D\u043A\u043E\u0432 \u0421\u0428\u0410, \u0441\u043E\u0437\u0434\u0430\u043D\u043D\u0430\u044F \u0432 1978 \u0433\u043E\u0434\u0443 \u0424\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u043E\u0439 \u0440\u0435\u0437\u0435\u0440\u0432\u043D\u043E\u0439 \u0441\u0438\u0441\u0442\u0435\u043C\u043E\u0439 \u0438 \u0444\u0435\u0434\u0435\u0440\u0430\u043B\u044C\u043D\u044B\u043C\u0438 \u0430\u0433\u0435\u043D\u0442\u0441\u0442\u0432\u0430\u043C\u0438 Office of the Comptroller of the Currency (OCC) \u0438 Federal Deposit Insurance Corporation (FDIC). \u041F\u0435\u0440\u0432\u043E\u043D\u0430\u0447\u0430\u043B\u044C\u043D\u043E \u0440\u0435\u0439\u0442\u0438\u043D\u0433 \u043D\u0430\u0437\u044B\u0432\u0430\u043B\u0441\u044F CAMEL (\u0430\u043D\u0433\u043B. camel \u2014 \u0432\u0435\u0440\u0431\u043B\u044E\u0434), \u043F\u043E\u0437\u0436\u0435, \u0441 1.01.1997 \u0431\u044B\u043B \u0434\u043E\u0431\u0430\u0432\u043B\u0435\u043D \u043A\u043E\u043C\u043F\u043E\u043D\u0435\u043D\u0442 S (\u0447\u0443\u0432\u0441\u0442\u0432\u0438\u0442\u0435\u043B\u044C\u043D\u043E\u0441\u0442\u044C \u043A \u0440\u0438\u0441\u043A\u0443). CAMELS-\u0440\u0435\u0439\u0442\u0438\u043D\u0433 \u0438\u0441\u043F\u043E\u043B\u044C\u0437\u043E\u0432\u0430\u043B\u0441\u044F \u0432\u043E \u0432\u0440\u0435\u043C\u044F \u043C\u0438\u0440\u043E\u0432\u043E\u0433\u043E \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u043E\u0433\u043E \u043A\u0440\u0438\u0437\u0438\u0441\u0430 \u0434\u043B\u044F \u043E\u0442\u0431\u043E\u0440\u0430 \u0431\u0430\u043D\u043A\u043E\u0432, \u043A\u043E\u0442\u043E\u0440\u044B\u0435 \u043F\u043E\u043F\u0430\u043B\u0438 \u043F\u043E\u0434 \u043F\u0440\u043E\u0433\u0440\u0430\u043C\u043C\u0443 \u0441\u043F\u0430\u0441\u0435\u043D\u0438\u044F \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u043E\u0439 \u0441\u0438\u0441\u0442\u0435\u043C\u044B \u0421\u0428\u0410. \u041E\u0444\u0438\u0446\u0438\u0430\u043B\u044C\u043D\u043E\u0435 \u043D\u0430\u0437\u0432\u0430\u043D\u0438\u0435 \u043C\u0435\u0442\u043E\u0434\u0438\u043A\u0438 - Uniform Financial Institutions Ratings System (UFIRS), \u043A\u043E\u0442\u043E\u0440\u0430\u044F \u043F\u0440\u0438\u0432\u0435\u0434\u0435\u043D\u0430 \u0432 \u043F\u0440\u0438\u043B\u043E\u0436\u0435\u043D\u0438\u0438 Section A.5020.1 \u043A \u0434\u043E\u043A\u0443\u043C\u0435\u043D\u0442\u0443 \u0424\u0420\u0421 \"Commercial Bank Examination Manual\" http://www.federalreserve.gov/boarddocs/supmanual/"@ru . . . . . . "47785"^^ . . . . . . . . . . . . "16351700"^^ . . . . .