"\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0645\u0631\u0643\u0632\u064A"@ar . . . . . "\uD0C8 \uC911\uC559\uD654 \uAE08\uC735 (\uC77C\uBC18\uC801\uC73C\uB85C DeFi\uB77C\uACE0 \uD568)\uC740 \uC911\uAC1C, \uAC70\uB798\uC18C \uB610\uB294 \uC740\uD589\uACFC \uAC19\uC740 \uC911\uC559 \uAE08\uC735 \uC911\uAC1C\uC790\uC5D0 \uC758\uC874\uD558\uC9C0 \uC54A\uACE0, \uB300\uC2E0 \uBE14\uB85D \uCCB4\uC778\uC5D0\uC11C \uC2A4\uB9C8\uD2B8 \uACC4\uC57D \uC744 \uD65C\uC6A9\uD558\uB294 \uBE14\uB85D \uCCB4\uC778 \uAE30\uBC18\uC758 \uAE08\uC735 \uD615\uD0DC\uC774\uB2E4. DeFi\uB97C \uD1B5\uD574 \uC0AC\uB78C\uB4E4\uC740 \uB2E4\uB978 \uC0AC\uB78C\uC5D0\uAC8C \uC790\uAE08\uC744 \uBE4C\uB9AC\uACE0, \uD30C\uC0DD \uC0C1\uD488\uC744 \uC0AC\uC6A9\uD558\uC5EC \uC790\uC0B0\uC758 \uAC00\uACA9 \uBCC0\uB3D9\uC744 \uC608\uCE21\uD560 \uC218 \uC788\uB2E4. \uB610\uD55C, \uC554\uD638 \uD654\uD3D0\uB97C \uAC70\uB798\uD558\uACE0, \uC704\uD5D8\uC5D0 \uB300\uBE44\uD558\uBA70, \uC800\uCD95\uACFC \uAC19\uC740 \uACC4\uC815\uC5D0\uC11C \uC774\uC790\uB97C \uC5BB\uC744 \uC218 \uC788\uB2E4. \uC77C\uBD80 DeFi \uC560\uD50C\uB9AC\uCF00\uC774\uC158\uC740 \uB192\uC740 \uC774\uC790\uC728\uC744 \uAC00\uC9C8 \uC704\uD5D8\uC774 \uB192\uB2E4. 2020\uB144 10\uC6D4\uAE4C\uC9C0 110\uC5B5 \uB2EC\uB7EC (\uC554\uD638 \uD654\uD3D0 \uAC00\uCE58) \uC774\uC0C1\uC774 \uB2E4\uC591\uD55C \uBD84\uC0B0\uD615 \uAE08\uC735 \uD504\uB85C\uD1A0\uCF5C\uC5D0 \uC608\uCE58 \uB418\uC5C8\uB2E4. \uC774\uB294 2020\uB144\uC744 \uAE30\uC810\uC73C\uB85C 10 \uBC30 \uC774\uC0C1\uC758 \uC131\uC7A5\uD55C \uC9C0\uD45C\uC774\uB2E4. 2021\uB144 1\uC6D4 \uD604\uC7AC \uC57D 205\uC5B5 \uB2EC\uB7EC\uAC00 DeFi\uC5D0 \uD22C\uC790\uB418\uC5B4\uC788\uB2E4."@ko . . "Las Finanzas descentralizadas (com\u00FAnmente conocidas como DeFi) son una forma experimental de finanzas que no dependen de intermediarios financieros centrales como corretajes, plataformas de intercambio (exchanges), o bancos para ofrecer instrumentos financieros tradicionales, y, en cambio utilizan contratos inteligentes (smart contracts) en cadenas de bloques (blockchains), siendo Ethereum \u200B la m\u00E1s conocida. Las plataformas DeFi permiten a las personas prestar o tomar prestado fondos de terceros, especular con el movimiento de los precios de una gama de activos usando derivados, comerciar con criptomonedas, asegurase contra riesgos, y ganar inter\u00E9s en cuentas de ahorro. Algunos aplicaciones DeFi ofrecen altos \u00EDndices de inter\u00E9s , pero est\u00E1n sujetas a un alto riesgo.\u200B\u200B En octubre de 2020, alrededor de 11 mil millones de d\u00F3lares se depositaron en varios protocolos de finanzas descentralizadas, que experimentaron una subida de m\u00E1s de 10 veces su valor durante el transcurso del a\u00F1o 2020.\u200B En enero de 2021, aproximadamente 20.5 mil millones de d\u00F3lares se invirtieron en DeFi.\u200B"@es . . . . . . . "\u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A (DeFi) (\u0628\u0627\u0644\u0625\u0646\u062C\u0644\u064A\u0632\u064A\u0629: Decentralized finance) \u0647\u0648 \u0645\u0635\u0637\u0644\u062D \u0634\u0627\u0645\u0644 \u0644\u0644\u062E\u062F\u0645\u0627\u062A \u0627\u0644\u0645\u0627\u0644\u064A\u0629 \u0639\u0644\u0649 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062A\u0644 \u0627\u0644\u0639\u0627\u0645\u0629\u060C \u064A\u0642\u062F\u0645 \u0623\u062F\u0648\u0627\u062A \u0645\u0627\u0644\u064A\u0629 \u062F\u0648\u0646 \u0627\u0644\u0627\u0639\u062A\u0645\u0627\u062F \u0639\u0644\u0649 \u0648\u0633\u0637\u0627\u0621 \u0645\u062B\u0644 (\u0627\u0644\u0648\u0633\u064A\u0637 \u0623\u0648 \u0627\u0644\u0628\u0648\u0631\u0635\u0627\u062A \u0623\u0648 \u0627\u0644\u0628\u0646\u0648\u0643)\u060C \u062D\u064A\u062B \u062A\u0633\u0645\u062D \u0645\u0646\u0635\u0627\u062A \u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A \u0644\u0644\u0623\u0634\u062E\u0627\u0635 \u0628\u0625\u0642\u0631\u0627\u0636 \u0623\u0648 \u0627\u0642\u062A\u0631\u0627\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0627\u0644\u0622\u062E\u0631\u064A\u0646\u060C \u0648\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0639\u0644\u0649 \u062A\u062D\u0631\u0643\u0627\u062A \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0623\u0635\u0648\u0644 \u0628\u0627\u0633\u062A\u062E\u062F\u0627\u0645 \u0627\u0644\u0645\u0634\u062A\u0642\u0627\u062A (\u0627\u0644\u0630\u0647\u0628 \u0648\u0627\u0644\u0641\u0636\u0629) \u0623\u0648 \u0627\u0644\u0639\u0645\u0644\u0627\u062A \u0627\u0644\u0645\u0639\u0645\u0627\u0629\u060C \u0648\u0627\u0644\u062A\u0623\u0645\u064A\u0646 \u0636\u062F \u0627\u0644\u0645\u062E\u0627\u0637\u0631\u060C \u0648\u0643\u0633\u0628 \u0627\u0644\u0641\u0648\u0627\u0626\u062F \u0641\u064A \u062D\u0633\u0627\u0628\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631. \u064A\u0633\u062A\u062E\u062F\u0645 \u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A \u0628\u0646\u064A\u0629 \u0645\u062A\u0639\u062F\u062F\u0629 \u0627\u0644\u0637\u0628\u0642\u0627\u062A \u0648\u0643\u062A\u0644 \u0628\u0646\u0627\u0621 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062A\u0631\u0643\u064A\u0628 \u0628\u062F\u0631\u062C\u0629 \u0639\u0627\u0644\u064A\u0629. \u0628\u0639\u0636 \u0627\u0644\u062A\u0637\u0628\u064A\u0642\u0627\u062A \u062A\u0631\u0648\u062C \u0644\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062F\u0629 \u0639\u0627\u0644\u064A\u0629 \u0648\u0644\u0643\u0646\u0647\u0627 \u0645\u0639\u0631\u0636\u0629 \u0644\u0645\u062E\u0627\u0637\u0631 \u0639\u0627\u0644\u064A\u0629."@ar . "\uD0C8 \uC911\uC559\uD654 \uAE08\uC735 (\uC77C\uBC18\uC801\uC73C\uB85C DeFi\uB77C\uACE0 \uD568)\uC740 \uC911\uAC1C, \uAC70\uB798\uC18C \uB610\uB294 \uC740\uD589\uACFC \uAC19\uC740 \uC911\uC559 \uAE08\uC735 \uC911\uAC1C\uC790\uC5D0 \uC758\uC874\uD558\uC9C0 \uC54A\uACE0, \uB300\uC2E0 \uBE14\uB85D \uCCB4\uC778\uC5D0\uC11C \uC2A4\uB9C8\uD2B8 \uACC4\uC57D \uC744 \uD65C\uC6A9\uD558\uB294 \uBE14\uB85D \uCCB4\uC778 \uAE30\uBC18\uC758 \uAE08\uC735 \uD615\uD0DC\uC774\uB2E4. DeFi\uB97C \uD1B5\uD574 \uC0AC\uB78C\uB4E4\uC740 \uB2E4\uB978 \uC0AC\uB78C\uC5D0\uAC8C \uC790\uAE08\uC744 \uBE4C\uB9AC\uACE0, \uD30C\uC0DD \uC0C1\uD488\uC744 \uC0AC\uC6A9\uD558\uC5EC \uC790\uC0B0\uC758 \uAC00\uACA9 \uBCC0\uB3D9\uC744 \uC608\uCE21\uD560 \uC218 \uC788\uB2E4. \uB610\uD55C, \uC554\uD638 \uD654\uD3D0\uB97C \uAC70\uB798\uD558\uACE0, \uC704\uD5D8\uC5D0 \uB300\uBE44\uD558\uBA70, \uC800\uCD95\uACFC \uAC19\uC740 \uACC4\uC815\uC5D0\uC11C \uC774\uC790\uB97C \uC5BB\uC744 \uC218 \uC788\uB2E4. \uC77C\uBD80 DeFi \uC560\uD50C\uB9AC\uCF00\uC774\uC158\uC740 \uB192\uC740 \uC774\uC790\uC728\uC744 \uAC00\uC9C8 \uC704\uD5D8\uC774 \uB192\uB2E4. 2020\uB144 10\uC6D4\uAE4C\uC9C0 110\uC5B5 \uB2EC\uB7EC (\uC554\uD638 \uD654\uD3D0 \uAC00\uCE58) \uC774\uC0C1\uC774 \uB2E4\uC591\uD55C \uBD84\uC0B0\uD615 \uAE08\uC735 \uD504\uB85C\uD1A0\uCF5C\uC5D0 \uC608\uCE58 \uB418\uC5C8\uB2E4. \uC774\uB294 2020\uB144\uC744 \uAE30\uC810\uC73C\uB85C 10 \uBC30 \uC774\uC0C1\uC758 \uC131\uC7A5\uD55C \uC9C0\uD45C\uC774\uB2E4. 2021\uB144 1\uC6D4 \uD604\uC7AC \uC57D 205\uC5B5 \uB2EC\uB7EC\uAC00 DeFi\uC5D0 \uD22C\uC790\uB418\uC5B4\uC788\uB2E4."@ko . . "Finanzas descentralizadas"@es . . "26332"^^ . . "Keuangan terdesentralisasi"@in . "\u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A (DeFi) (\u0628\u0627\u0644\u0625\u0646\u062C\u0644\u064A\u0632\u064A\u0629: Decentralized finance) \u0647\u0648 \u0645\u0635\u0637\u0644\u062D \u0634\u0627\u0645\u0644 \u0644\u0644\u062E\u062F\u0645\u0627\u062A \u0627\u0644\u0645\u0627\u0644\u064A\u0629 \u0639\u0644\u0649 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062A\u0644 \u0627\u0644\u0639\u0627\u0645\u0629\u060C \u064A\u0642\u062F\u0645 \u0623\u062F\u0648\u0627\u062A \u0645\u0627\u0644\u064A\u0629 \u062F\u0648\u0646 \u0627\u0644\u0627\u0639\u062A\u0645\u0627\u062F \u0639\u0644\u0649 \u0648\u0633\u0637\u0627\u0621 \u0645\u062B\u0644 (\u0627\u0644\u0648\u0633\u064A\u0637 \u0623\u0648 \u0627\u0644\u0628\u0648\u0631\u0635\u0627\u062A \u0623\u0648 \u0627\u0644\u0628\u0646\u0648\u0643)\u060C \u062D\u064A\u062B \u062A\u0633\u0645\u062D \u0645\u0646\u0635\u0627\u062A \u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A \u0644\u0644\u0623\u0634\u062E\u0627\u0635 \u0628\u0625\u0642\u0631\u0627\u0636 \u0623\u0648 \u0627\u0642\u062A\u0631\u0627\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0627\u0644\u0622\u062E\u0631\u064A\u0646\u060C \u0648\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0639\u0644\u0649 \u062A\u062D\u0631\u0643\u0627\u062A \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0623\u0635\u0648\u0644 \u0628\u0627\u0633\u062A\u062E\u062F\u0627\u0645 \u0627\u0644\u0645\u0634\u062A\u0642\u0627\u062A (\u0627\u0644\u0630\u0647\u0628 \u0648\u0627\u0644\u0641\u0636\u0629) \u0623\u0648 \u0627\u0644\u0639\u0645\u0644\u0627\u062A \u0627\u0644\u0645\u0639\u0645\u0627\u0629\u060C \u0648\u0627\u0644\u062A\u0623\u0645\u064A\u0646 \u0636\u062F \u0627\u0644\u0645\u062E\u0627\u0637\u0631\u060C \u0648\u0643\u0633\u0628 \u0627\u0644\u0641\u0648\u0627\u0626\u062F \u0641\u064A \u062D\u0633\u0627\u0628\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631. \u064A\u0633\u062A\u062E\u062F\u0645 \u0627\u0644\u062A\u0628\u0627\u062F\u0644 \u063A\u064A\u0631 \u0627\u0644\u0645\u0631\u0643\u0632\u064A \u0628\u0646\u064A\u0629 \u0645\u062A\u0639\u062F\u062F\u0629 \u0627\u0644\u0637\u0628\u0642\u0627\u062A \u0648\u0643\u062A\u0644 \u0628\u0646\u0627\u0621 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062A\u0631\u0643\u064A\u0628 \u0628\u062F\u0631\u062C\u0629 \u0639\u0627\u0644\u064A\u0629. \u0628\u0639\u0636 \u0627\u0644\u062A\u0637\u0628\u064A\u0642\u0627\u062A \u062A\u0631\u0648\u062C \u0644\u0623\u0633\u0639\u0627\u0631 \u0641\u0627\u0626\u062F\u0629 \u0639\u0627\u0644\u064A\u0629 \u0648\u0644\u0643\u0646\u0647\u0627 \u0645\u0639\u0631\u0636\u0629 \u0644\u0645\u062E\u0627\u0637\u0631 \u0639\u0627\u0644\u064A\u0629."@ar . . . "Dezentrales Finanzwesen"@de . "Das dezentrale Finanzwesen (allgemein als DeFi bezeichnet) ist eine blockchainbasierte Finanzierungsform, die nicht auf zentrale Finanzdienstleister wie Makler, B\u00F6rsen oder Banken angewiesen ist, um traditionelle Finanzinstrumente anzubieten, sondern stattdessen intelligente Vertr\u00E4ge (Englisch Smart Contracts) auf Blockchains nutzt. DeFi verwendet eine mehrschichtige Architektur und flexibel zusammensetzbare Bausteine."@de . . "\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\uFF08\u82F1\u8A9E\uFF1ADecentralized finance\uFF0C\u4FD7\u79F0DeFi\uFF09\u662F\u4E00\u79CD\u5EFA\u7ACB\u65BC\u533A\u5757\u94FE\u4E0A\u7684\u91D1\u878D\uFF0C\u5B83\u4E0D\u4F9D\u8D56\u5238\u5546\u3001\u4EA4\u6613\u6240\u6216\u94F6\u884C\u7B49\u91D1\u878D\u673A\u6784\u63D0\u4F9B\u91D1\u878D\u5DE5\u5177\uFF0C\u800C\u662F\u5229\u7528\u533A\u5757\u94FE\u4E0A\u7684\u667A\u80FD\u5408\u7EA6\uFF08\u4F8B\u5982\u4EE5\u592A\u574A\uFF09\u9032\u884C\u91D1\u878D\u6D3B\u52D5\u3002DeFi\u5E73\u53F0\u5141\u8BB8\u4EBA\u4EEC\u5411\u4ED6\u4EBA\u501F\u51FA\u6216\u501F\u5165\u8D44\u91D1\uFF0C\u4EA4\u6613\u52A0\u5BC6\u8D27\u5E01\uFF0C\u5E76\u5728\u7C7B\u4F3C\u50A8\u84C4\u7684\u8D26\u6237\u4E2D\u7372\u5F97\u5229\u606F\u3002\u622A\u81F32020\u5E7410\u6708\uFF0C\u8D85\u8FC7110\u4EBF\u7F8E\u5143\u88AB\u5B58\u5165\u5404\u79CD\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\u534F\u8BAE\u3002\u622A\u81F32021 \u5E746\u6708\u5E95\uFF0CDeFi\u5E02\u573A\u89C4\u6A21\u4F4E\u4E8E480\u4EBF\u7F8E\u5143\uFF0C\u4E0E2021\u5E745\u6708\u7684\u6570\u636E\u76F8\u6BD4\u4E0B\u964D\u4E8645%\u3002\u622A\u81F32021\u5E74 8\u6708\u5E95\uFF0C\u5DF2\u7D93\u6709\u8D85\u904E1500\u5104\u5B58\u5165\u5404\u7A2E\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\u5354\u8B70\u3002"@zh . . . "Zdecentralizowane finanse"@pl . "Zdecentralizowane finanse (ang. decentralized finance \u2013 DeFi) \u2013 termin odnosz\u0105cy si\u0119 do system\u00F3w i aplikacji zbudowanych w oparciu o technologi\u0119 blockchain, s\u0142u\u017C\u0105cych ich u\u017Cytkownikom do korzystania z us\u0142ug i produkt\u00F3w finansowych nie regulowanych w przepisach prawa i nie obj\u0119tych nadzorem w\u0142a\u015Bciwych organ\u00F3w. Korzystanie z takich us\u0142ug i produkt\u00F3w mo\u017Ce wi\u0105za\u0107 si\u0119 z wysokim ryzykiem, zar\u00F3wno finansowym, jak i technologicznym."@pl . . . . . "DeFi\uFF08decentralized finance\u3001\u30C7\u30A3\u30FC\u30D5\u30A1\u30A4\u3001\u5206\u6563\u578B\u91D1\u878D\uFF09\u306F\u3001\u91D1\u878D\u306E\u5B9F\u9A13\u7684\u5F62\u614B\u306E\u3072\u3068\u3064\u3067\u3042\u308A\u3001\u305D\u308C\u306F\u4EF2\u8CB7\u4EBA\u3001\u53D6\u5F15\u6240\u3001\u9280\u884C\u3068\u3044\u3063\u305F\u4E2D\u592E\u96C6\u6A29\u7684\u306A\u91D1\u878D\u4EF2\u4ECB\u8005\u306B\u983C\u3089\u305A\u3001\u30D6\u30ED\u30C3\u30AF\u30C1\u30A7\u30FC\u30F3\u4E0A\u306E\u30B9\u30DE\u30FC\u30C8\u30FB\u30B3\u30F3\u30C8\u30E9\u30AF\u30C8\u3092\u5229\u7528\u3059\u308B\u3002DeFi \u30D7\u30E9\u30C3\u30C8\u30D5\u30A9\u30FC\u30E0\u306B\u3088\u3063\u3066\u3001\u5229\u7528\u8005\u9593\u3067\u8CC7\u91D1\u306E\u8CB8\u501F\u3092\u884C\u306A\u3063\u305F\u308A\u3001\u30C7\u30EA\u30D0\u30C6\u30A3\u30D6\u3092\u7528\u3044\u3066\u69D8\u3005\u306A\u8CC7\u7523\u306E\u5024\u52D5\u304D\u306B\u6295\u8CC7\u3057\u305F\u308A\u3001\u6697\u53F7\u901A\u8CA8\u3092\u58F2\u8CB7\u3057\u305F\u308A\u3001\u30EA\u30B9\u30AF\u306B\u5099\u3048\u3066\u4FDD\u967A\u3092\u304B\u3051\u305F\u308A\u3001\u9810\u91D1\u578B\u306E\u53E3\u5EA7\u3067\u5229\u5B50\u3092\u53D7\u3051\u53D6\u308B\u3053\u3068\u304C\u3067\u304D\u308B\u3002\u3044\u304F\u3064\u304B\u306E DeFi \u30A2\u30D7\u30EA\u30B1\u30FC\u30B7\u30E7\u30F3\u306F\u9AD8\u5229\u5B50\u3092\u8B33\u3063\u3066\u3044\u308B\u304C\u3001\u30EA\u30B9\u30AF\u3082\u9AD8\u3044\u30022020\u5E7410\u6708\u6642\u70B9\u3067\u3001110\u5104\u30C9\u30EB\u4EE5\u4E0A\u306E\u8CC7\u91D1\u304C\u69D8\u3005\u306A DeFi \u30D7\u30ED\u30C8\u30B3\u30EB\u306B\u9810\u8A17\u3055\u308C\u3066\u304A\u308A\u3001\u305D\u306E\u6570\u5B57\u306F\u540C\u5E74\u4E2D\u306710\u500D\u306E\u4F38\u3073\u7387\u3092\u793A\u3057\u305F\u30022021\u5E741\u6708\u6642\u70B9\u3067\u3001\u7D04205\u5104\u30C9\u30EB\u304C DeFi \u306B\u6295\u8CC7\u3055\u308C\u3066\u3044\u305F\u3002"@ja . . . . . . . . . . "\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\uFF08\u82F1\u8A9E\uFF1ADecentralized finance\uFF0C\u4FD7\u79F0DeFi\uFF09\u662F\u4E00\u79CD\u5EFA\u7ACB\u65BC\u533A\u5757\u94FE\u4E0A\u7684\u91D1\u878D\uFF0C\u5B83\u4E0D\u4F9D\u8D56\u5238\u5546\u3001\u4EA4\u6613\u6240\u6216\u94F6\u884C\u7B49\u91D1\u878D\u673A\u6784\u63D0\u4F9B\u91D1\u878D\u5DE5\u5177\uFF0C\u800C\u662F\u5229\u7528\u533A\u5757\u94FE\u4E0A\u7684\u667A\u80FD\u5408\u7EA6\uFF08\u4F8B\u5982\u4EE5\u592A\u574A\uFF09\u9032\u884C\u91D1\u878D\u6D3B\u52D5\u3002DeFi\u5E73\u53F0\u5141\u8BB8\u4EBA\u4EEC\u5411\u4ED6\u4EBA\u501F\u51FA\u6216\u501F\u5165\u8D44\u91D1\uFF0C\u4EA4\u6613\u52A0\u5BC6\u8D27\u5E01\uFF0C\u5E76\u5728\u7C7B\u4F3C\u50A8\u84C4\u7684\u8D26\u6237\u4E2D\u7372\u5F97\u5229\u606F\u3002\u622A\u81F32020\u5E7410\u6708\uFF0C\u8D85\u8FC7110\u4EBF\u7F8E\u5143\u88AB\u5B58\u5165\u5404\u79CD\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\u534F\u8BAE\u3002\u622A\u81F32021 \u5E746\u6708\u5E95\uFF0CDeFi\u5E02\u573A\u89C4\u6A21\u4F4E\u4E8E480\u4EBF\u7F8E\u5143\uFF0C\u4E0E2021\u5E745\u6708\u7684\u6570\u636E\u76F8\u6BD4\u4E0B\u964D\u4E8645%\u3002\u622A\u81F32021\u5E74 8\u6708\u5E95\uFF0C\u5DF2\u7D93\u6709\u8D85\u904E1500\u5104\u5B58\u5165\u5404\u7A2E\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D\u5354\u8B70\u3002"@zh . . . . . . . . . "Finance d\u00E9centralis\u00E9e"@fr . "La finanza decentralizzata (comunemente denominata anche Decentralized Finance - DeFi) \u00E8 una forma sperimentale di sistema finanziario che non si basa su intermediari finanziari centrali come broker, exchange o banche e utilizza invece smart contract sulla blockchain."@it . "1123384528"^^ . "Las Finanzas descentralizadas (com\u00FAnmente conocidas como DeFi) son una forma experimental de finanzas que no dependen de intermediarios financieros centrales como corretajes, plataformas de intercambio (exchanges), o bancos para ofrecer instrumentos financieros tradicionales, y, en cambio utilizan contratos inteligentes (smart contracts) en cadenas de bloques (blockchains), siendo Ethereum \u200B la m\u00E1s conocida. Las plataformas DeFi permiten a las personas prestar o tomar prestado fondos de terceros, especular con el movimiento de los precios de una gama de activos usando derivados, comerciar con criptomonedas, asegurase contra riesgos, y ganar inter\u00E9s en cuentas de ahorro. Algunos aplicaciones DeFi ofrecen altos \u00EDndices de inter\u00E9s , pero est\u00E1n sujetas a un alto riesgo.\u200B\u200B En octubre de 2020, a"@es . . . . "DeFi"@ja . . . . . . . "\u0414\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044B"@ru . . "\uD0C8 \uC911\uC559\uD654 \uAE08\uC735"@ko . . . . "La finance d\u00E9centralis\u00E9e ou DeFi (Decentralized Finance) est un moyen d'\u00E9changer, d'acheter et de vendre avec peu d'interm\u00E9diaires et donc par th\u00E9orie, d'\u00E9viter les fonds bloqu\u00E9s ou des frais non pr\u00E9vus \u00E0 la base ou toute autre action qui impacterait les finances des propri\u00E9taires de fonds (comme la crise des subprimes). Cela est accessible gr\u00E2ce en particulier \u00E0 la blockchain d'Ethereum, en utilisant le peer to peer entre particulier et gr\u00E2ce aux protocoles Uniswap, Polygon et autres. Le but est d'\u00E9viter la centralisation, ce qui peut parfois simplifier les failles et piratages."@fr . . . "Decentralized finance (often stylized as DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts. DeFi uses a layered architecture and highly composable building blocks. Some applications promote high interest rates but are subject to high risk."@en . . . . "As finan\u00E7as descentralizadas (tamb\u00E9m conhecidas como DeFi) s\u00E3o uma forma experimental de finan\u00E7as que n\u00E3o depende de intermedi\u00E1rios financeiros centrais, como corretoras, exchanges ou bancos e, em vez disso, utiliza contratos inteligentes em blockchains, sendo a mais comum a do Ethereum. Plataformas DeFi permitem que as pessoas ofere\u00E7am ou recebam fundos de empr\u00E9stimos umas das outras, especulem sobre os movimentos de pre\u00E7os em uma gama de ativos usando derivativos, negociem criptomoedas, assegurem-se contra riscos e ganhem juros em uma conta poupan\u00E7a. Alguns aplicativos DeFi promovem altas taxas de juros, com alguns provedores oferecendo taxas de tr\u00EAs d\u00EDgitos, por\u00E9m sujeitos a alto risco. Em outubro de 2020, mais de 11 bilh\u00F5es de d\u00F3lares foram depositados em v\u00E1rios protocolos de finan\u00E7as descentralizadas, o que representava um crescimento de mais de dez vezes durante o ano de 2020. Em janeiro de 2021, aproximadamente 20,5 bilh\u00F5es de d\u00F3lares j\u00E1 haviam sido investidos em DeFi."@pt . "La finance d\u00E9centralis\u00E9e ou DeFi (Decentralized Finance) est un moyen d'\u00E9changer, d'acheter et de vendre avec peu d'interm\u00E9diaires et donc par th\u00E9orie, d'\u00E9viter les fonds bloqu\u00E9s ou des frais non pr\u00E9vus \u00E0 la base ou toute autre action qui impacterait les finances des propri\u00E9taires de fonds (comme la crise des subprimes). Cela est accessible gr\u00E2ce en particulier \u00E0 la blockchain d'Ethereum, en utilisant le peer to peer entre particulier et gr\u00E2ce aux protocoles Uniswap, Polygon et autres. Le but est d'\u00E9viter la centralisation, ce qui peut parfois simplifier les failles et piratages."@fr . . . . "Finan\u00E7as descentralizadas"@pt . . "Das dezentrale Finanzwesen (allgemein als DeFi bezeichnet) ist eine blockchainbasierte Finanzierungsform, die nicht auf zentrale Finanzdienstleister wie Makler, B\u00F6rsen oder Banken angewiesen ist, um traditionelle Finanzinstrumente anzubieten, sondern stattdessen intelligente Vertr\u00E4ge (Englisch Smart Contracts) auf Blockchains nutzt. DeFi verwendet eine mehrschichtige Architektur und flexibel zusammensetzbare Bausteine."@de . . . . . . "Zdecentralizowane finanse (ang. decentralized finance \u2013 DeFi) \u2013 termin odnosz\u0105cy si\u0119 do system\u00F3w i aplikacji zbudowanych w oparciu o technologi\u0119 blockchain, s\u0142u\u017C\u0105cych ich u\u017Cytkownikom do korzystania z us\u0142ug i produkt\u00F3w finansowych nie regulowanych w przepisach prawa i nie obj\u0119tych nadzorem w\u0142a\u015Bciwych organ\u00F3w. Korzystanie z takich us\u0142ug i produkt\u00F3w mo\u017Ce wi\u0105za\u0107 si\u0119 z wysokim ryzykiem, zar\u00F3wno finansowym, jak i technologicznym. Zdecentralizowane finanse maj\u0105 na celu wykorzystanie mo\u017Cliwo\u015Bci technologii DLT/blockchain w celu uruchomienia alternatywnego systemu finansowego. W za\u0142o\u017Ceniu tw\u00F3rc\u00F3w, celem DeFi jest dostarczanie us\u0142ug finansowych osobom fizycznym wykluczonym, kt\u00F3re z r\u00F3\u017Cnych powod\u00F3w nie mog\u0105 korzysta\u0107 z us\u0142ug tradycyjnego rynku finansowego. Drugim wa\u017Cnym aspektem funkcjonowania i korzystania z DeFi jest potencjalne ryzyko obej\u015Bcia przepis\u00F3w wprowadzaj\u0105cych ograniczenia dla funkcjonowania rynku finansowego (m.in. blokady czy zaj\u0119cia \u015Brodk\u00F3w na rachunku, finansowanie przest\u0119pczo\u015Bci). Rynek DeFi jest te\u017C ch\u0119tnie wykorzystywany do r\u00F3\u017Cnego rodzaju oszustw. Jako przyk\u0142ad nale\u017Cy wskaza\u0107 chocia\u017Cby projekty NUGS oraz NEXE, kt\u00F3re nied\u0142ugo po umieszczeniu ich w zdecentralizowanym systemie obrotu (DEX) Uniswap zosta\u0142y uznane zaprawdopodobnie oszuka\u0144cze w oparciu o ich charakterystyk\u0119 i przeprowadzone transakcje."@pl . . . . . "Decentralized finance (often stylized as DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts. DeFi uses a layered architecture and highly composable building blocks. Some applications promote high interest rates but are subject to high risk."@en . "Decentralizovan\u00E9 financov\u00E1n\u00ED (b\u011B\u017En\u011B ozna\u010Dovan\u00E9 jako DeFi) je experiment\u00E1ln\u00ED forma financov\u00E1n\u00ED, kter\u00E1 se nespol\u00E9h\u00E1 na tradi\u010Dn\u00ED centralizovan\u00E9 zprost\u0159edkovatele financov\u00E1n\u00ED, jako jsou makl\u00E9\u0159sk\u00E9 spole\u010Dnosti, burzy nebo banky, a m\u00EDsto toho vyu\u017E\u00EDv\u00E1 chytr\u00E9 kontrakty zakotven\u00E9 v blockchainu. Decentralizovan\u00E9 finance jsou na u\u017Eivatelsk\u00E9 \u00FArovni typicky ovl\u00E1dan\u00E9 pomoc\u00ED mobiln\u00ED aplikace. N\u011Bkter\u00E9 aplikace DeFi nab\u00EDzej\u00ED vysok\u00E9 \u00FArokov\u00E9 sazby, proto\u017Ee vklady v jejich protokolu jsou vystaveny vysok\u00E9mu riziku. Od ledna 2021 bylo do DeFi kontrakt\u016F investov\u00E1no p\u0159ibli\u017En\u011B 20,5 miliardy USD."@cs . . . . . . "La finanza decentralizzata (comunemente denominata anche Decentralized Finance - DeFi) \u00E8 una forma sperimentale di sistema finanziario che non si basa su intermediari finanziari centrali come broker, exchange o banche e utilizza invece smart contract sulla blockchain."@it . . "Finanza decentralizzata"@it . "\u0414\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044B, \u0438\u043B\u0438 \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0444\u0438\u043D\u0430\u043D\u0441\u044B (\u0430\u043D\u0433\u043B. Decentralized Finance, DeFi) \u2014 \u043E\u0431\u0449\u0435\u0435 \u043D\u0430\u0437\u0432\u0430\u043D\u0438\u0435 \u0434\u043B\u044F \u0430\u043D\u0430\u043B\u043E\u0433\u043E\u0432 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043E\u043D\u043D\u044B\u0445 \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0445 \u0438\u043D\u0441\u0442\u0440\u0443\u043C\u0435\u043D\u0442\u043E\u0432, \u0440\u0435\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0445 \u0432 \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u043E\u0439 \u0430\u0440\u0445\u0438\u0442\u0435\u043A\u0442\u0443\u0440\u0435. \u042D\u0442\u0438 \u0441\u0435\u0440\u0432\u0438\u0441\u044B \u043E\u0431\u0449\u0435\u0434\u043E\u0441\u0442\u0443\u043F\u043D\u044B, \u044F\u0432\u043B\u044F\u044E\u0442\u0441\u044F \u043F\u0440\u043E\u0435\u043A\u0442\u0430\u043C\u0438 \u0441 \u043E\u0442\u043A\u0440\u044B\u0442\u044B\u043C \u0438\u0441\u0445\u043E\u0434\u043D\u044B\u043C \u043A\u043E\u0434\u043E\u043C \u0438 \u0447\u0430\u0449\u0435 \u0432\u0441\u0435\u0433\u043E \u043E\u0441\u043D\u043E\u0432\u0430\u043D\u044B \u043D\u0430 \u0441\u043C\u0430\u0440\u0442-\u043A\u043E\u043D\u0442\u0440\u0430\u043A\u0442\u0430\u0445. \u041A \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u043C \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u043C \u0441\u0435\u0440\u0432\u0438\u0441\u0430\u043C \u043E\u0442\u043D\u043E\u0441\u044F\u0442\u0441\u044F \u043D\u0435\u043A\u0430\u0441\u0442\u043E\u0434\u0438\u0430\u043B\u044C\u043D\u044B\u0435 \u043F\u0440\u043E\u0442\u043E\u043A\u043E\u043B\u044B \u0434\u043B\u044F \u043A\u0440\u0435\u0434\u0438\u0442\u043E\u0432\u0430\u043D\u0438\u044F \u043F\u043E\u0434 \u0437\u0430\u043B\u043E\u0433 \u043A\u0440\u0438\u043F\u0442\u043E\u0430\u043A\u0442\u0438\u0432\u043E\u0432, \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0431\u0438\u0440\u0436\u0438 (DEX), \u0440\u044B\u043D\u043A\u0438 \u043F\u0440\u0435\u0434\u0441\u043A\u0430\u0437\u0430\u043D\u0438\u0439 \u0438 \u043F\u0440\u043E\u0442\u043E\u043A\u043E\u043B\u044B \u0432\u044B\u043F\u0443\u0441\u043A\u0430 \u0441\u0438\u043D\u0442\u0435\u0442\u0438\u0447\u0435\u0441\u043A\u0438\u0445 \u0430\u043A\u0442\u0438\u0432\u043E\u0432 \u0438 \u0434\u0435\u0440\u0438\u0432\u0430\u0442\u0438\u0432\u043E\u0432. \u0424\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0435 \u0438\u043D\u0441\u0442\u0440\u0443\u043C\u0435\u043D\u0442\u044B, \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044E\u0449\u0438\u0435 \u043D\u0430 \u043E\u0434\u043D\u043E\u0439 \u0431\u043B\u043E\u043A\u0447\u0435\u0439\u043D-\u043F\u043B\u0430\u0442\u0444\u043E\u0440\u043C\u0435, \u043C\u043E\u0433\u0443\u0442 \u0431\u044B\u0442\u044C \u0441\u043A\u043E\u043C\u043F\u043E\u043D\u043E\u0432\u0430\u043D\u044B \u043C\u0435\u0436\u0434\u0443 \u0441\u043E\u0431\u043E\u0439 \u0440\u0430\u0437\u043B\u0438\u0447\u043D\u044B\u043C\u0438 \u0441\u043F\u043E\u0441\u043E\u0431\u0430\u043C\u0438 \u0431\u043B\u0430\u0433\u043E\u0434\u0430\u0440\u044F \u043F\u0440\u043E\u0433\u0440\u0430\u043C\u043C\u043D\u043E\u0439 \u0441\u043E\u0432\u043C\u0435\u0441\u0442\u0438\u043C\u043E\u0441\u0442\u0438 \u0441\u043C\u0430\u0440\u0442-\u043A\u043E\u043D\u0442\u0440\u0430\u043A\u0442\u043E\u0432 \u0438 \u0441\u0442\u0430\u043D\u0434\u0430\u0440\u0442\u0438\u0437\u0430\u0446\u0438\u0438 \u0442\u043E\u043A\u0435\u043D\u043E\u0432."@ru . . . . . "Decentralizovan\u00E9 financov\u00E1n\u00ED"@cs . . . . . . . . . . . . . "\u53BB\u4E2D\u5FC3\u5316\u91D1\u878D"@zh . . . . "\u0414\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044B, \u0438\u043B\u0438 \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0444\u0438\u043D\u0430\u043D\u0441\u044B (\u0430\u043D\u0433\u043B. Decentralized Finance, DeFi) \u2014 \u043E\u0431\u0449\u0435\u0435 \u043D\u0430\u0437\u0432\u0430\u043D\u0438\u0435 \u0434\u043B\u044F \u0430\u043D\u0430\u043B\u043E\u0433\u043E\u0432 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043E\u043D\u043D\u044B\u0445 \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0445 \u0438\u043D\u0441\u0442\u0440\u0443\u043C\u0435\u043D\u0442\u043E\u0432, \u0440\u0435\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0445 \u0432 \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u043E\u0439 \u0430\u0440\u0445\u0438\u0442\u0435\u043A\u0442\u0443\u0440\u0435. \u042D\u0442\u0438 \u0441\u0435\u0440\u0432\u0438\u0441\u044B \u043E\u0431\u0449\u0435\u0434\u043E\u0441\u0442\u0443\u043F\u043D\u044B, \u044F\u0432\u043B\u044F\u044E\u0442\u0441\u044F \u043F\u0440\u043E\u0435\u043A\u0442\u0430\u043C\u0438 \u0441 \u043E\u0442\u043A\u0440\u044B\u0442\u044B\u043C \u0438\u0441\u0445\u043E\u0434\u043D\u044B\u043C \u043A\u043E\u0434\u043E\u043C \u0438 \u0447\u0430\u0449\u0435 \u0432\u0441\u0435\u0433\u043E \u043E\u0441\u043D\u043E\u0432\u0430\u043D\u044B \u043D\u0430 \u0441\u043C\u0430\u0440\u0442-\u043A\u043E\u043D\u0442\u0440\u0430\u043A\u0442\u0430\u0445. \u041A \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u043C \u0444\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u043C \u0441\u0435\u0440\u0432\u0438\u0441\u0430\u043C \u043E\u0442\u043D\u043E\u0441\u044F\u0442\u0441\u044F \u043D\u0435\u043A\u0430\u0441\u0442\u043E\u0434\u0438\u0430\u043B\u044C\u043D\u044B\u0435 \u043F\u0440\u043E\u0442\u043E\u043A\u043E\u043B\u044B \u0434\u043B\u044F \u043A\u0440\u0435\u0434\u0438\u0442\u043E\u0432\u0430\u043D\u0438\u044F \u043F\u043E\u0434 \u0437\u0430\u043B\u043E\u0433 \u043A\u0440\u0438\u043F\u0442\u043E\u0430\u043A\u0442\u0438\u0432\u043E\u0432, \u0434\u0435\u0446\u0435\u043D\u0442\u0440\u0430\u043B\u0438\u0437\u043E\u0432\u0430\u043D\u043D\u044B\u0435 \u0431\u0438\u0440\u0436\u0438 (DEX), \u0440\u044B\u043D\u043A\u0438 \u043F\u0440\u0435\u0434\u0441\u043A\u0430\u0437\u0430\u043D\u0438\u0439 \u0438 \u043F\u0440\u043E\u0442\u043E\u043A\u043E\u043B\u044B \u0432\u044B\u043F\u0443\u0441\u043A\u0430 \u0441\u0438\u043D\u0442\u0435\u0442\u0438\u0447\u0435\u0441\u043A\u0438\u0445 \u0430\u043A\u0442\u0438\u0432\u043E\u0432 \u0438 \u0434\u0435\u0440\u0438\u0432\u0430\u0442\u0438\u0432\u043E\u0432. \u0424\u0438\u043D\u0430\u043D\u0441\u043E\u0432\u044B\u0435 \u0438\u043D\u0441\u0442\u0440\u0443\u043C\u0435\u043D\u0442\u044B, \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044E\u0449\u0438\u0435 \u043D\u0430 \u043E\u0434\u043D\u043E\u0439 \u0431\u043B\u043E\u043A\u0447\u0435\u0439\u043D-\u043F\u043B\u0430\u0442\u0444\u043E\u0440\u043C\u0435, \u043C\u043E\u0433\u0443\u0442 \u0431\u044B\u0442\u044C \u0441\u043A\u043E\u043C\u043F\u043E\u043D\u043E\u0432\u0430\u043D\u044B \u043C\u0435\u0436\u0434\u0443 \u0441\u043E\u0431\u043E\u0439 \u0440\u0430\u0437\u043B\u0438\u0447\u043D\u044B\u043C\u0438 \u0441\u043F\u043E\u0441\u043E\u0431\u0430\u043C\u0438 \u0431\u043B\u0430\u0433\u043E\u0434\u0430\u0440\u044F \u043F\u0440\u043E\u0433\u0440\u0430\u043C\u043C\u043D\u043E\u0439 \u0441\u043E\u0432\u043C\u0435\u0441\u0442\u0438\u043C\u043E\u0441\u0442\u0438 \u0441\u043C\u0430\u0440\u0442-\u043A\u043E\u043D\u0442\u0440\u0430\u043A\u0442\u043E\u0432 \u0438 \u0441\u0442\u0430\u043D\u0434\u0430\u0440\u0442\u0438\u0437\u0430\u0446\u0438\u0438 \u0442\u043E\u043A\u0435\u043D\u043E\u0432."@ru . . . "65438324"^^ . . "DeFi\uFF08decentralized finance\u3001\u30C7\u30A3\u30FC\u30D5\u30A1\u30A4\u3001\u5206\u6563\u578B\u91D1\u878D\uFF09\u306F\u3001\u91D1\u878D\u306E\u5B9F\u9A13\u7684\u5F62\u614B\u306E\u3072\u3068\u3064\u3067\u3042\u308A\u3001\u305D\u308C\u306F\u4EF2\u8CB7\u4EBA\u3001\u53D6\u5F15\u6240\u3001\u9280\u884C\u3068\u3044\u3063\u305F\u4E2D\u592E\u96C6\u6A29\u7684\u306A\u91D1\u878D\u4EF2\u4ECB\u8005\u306B\u983C\u3089\u305A\u3001\u30D6\u30ED\u30C3\u30AF\u30C1\u30A7\u30FC\u30F3\u4E0A\u306E\u30B9\u30DE\u30FC\u30C8\u30FB\u30B3\u30F3\u30C8\u30E9\u30AF\u30C8\u3092\u5229\u7528\u3059\u308B\u3002DeFi \u30D7\u30E9\u30C3\u30C8\u30D5\u30A9\u30FC\u30E0\u306B\u3088\u3063\u3066\u3001\u5229\u7528\u8005\u9593\u3067\u8CC7\u91D1\u306E\u8CB8\u501F\u3092\u884C\u306A\u3063\u305F\u308A\u3001\u30C7\u30EA\u30D0\u30C6\u30A3\u30D6\u3092\u7528\u3044\u3066\u69D8\u3005\u306A\u8CC7\u7523\u306E\u5024\u52D5\u304D\u306B\u6295\u8CC7\u3057\u305F\u308A\u3001\u6697\u53F7\u901A\u8CA8\u3092\u58F2\u8CB7\u3057\u305F\u308A\u3001\u30EA\u30B9\u30AF\u306B\u5099\u3048\u3066\u4FDD\u967A\u3092\u304B\u3051\u305F\u308A\u3001\u9810\u91D1\u578B\u306E\u53E3\u5EA7\u3067\u5229\u5B50\u3092\u53D7\u3051\u53D6\u308B\u3053\u3068\u304C\u3067\u304D\u308B\u3002\u3044\u304F\u3064\u304B\u306E DeFi \u30A2\u30D7\u30EA\u30B1\u30FC\u30B7\u30E7\u30F3\u306F\u9AD8\u5229\u5B50\u3092\u8B33\u3063\u3066\u3044\u308B\u304C\u3001\u30EA\u30B9\u30AF\u3082\u9AD8\u3044\u30022020\u5E7410\u6708\u6642\u70B9\u3067\u3001110\u5104\u30C9\u30EB\u4EE5\u4E0A\u306E\u8CC7\u91D1\u304C\u69D8\u3005\u306A DeFi \u30D7\u30ED\u30C8\u30B3\u30EB\u306B\u9810\u8A17\u3055\u308C\u3066\u304A\u308A\u3001\u305D\u306E\u6570\u5B57\u306F\u540C\u5E74\u4E2D\u306710\u500D\u306E\u4F38\u3073\u7387\u3092\u793A\u3057\u305F\u30022021\u5E741\u6708\u6642\u70B9\u3067\u3001\u7D04205\u5104\u30C9\u30EB\u304C DeFi \u306B\u6295\u8CC7\u3055\u308C\u3066\u3044\u305F\u3002"@ja . . "Decentralizovan\u00E9 financov\u00E1n\u00ED (b\u011B\u017En\u011B ozna\u010Dovan\u00E9 jako DeFi) je experiment\u00E1ln\u00ED forma financov\u00E1n\u00ED, kter\u00E1 se nespol\u00E9h\u00E1 na tradi\u010Dn\u00ED centralizovan\u00E9 zprost\u0159edkovatele financov\u00E1n\u00ED, jako jsou makl\u00E9\u0159sk\u00E9 spole\u010Dnosti, burzy nebo banky, a m\u00EDsto toho vyu\u017E\u00EDv\u00E1 chytr\u00E9 kontrakty zakotven\u00E9 v blockchainu. DeFi umo\u017E\u0148uje lidem poskytovat a z\u00EDsk\u00E1vat finan\u010Dn\u00ED prost\u0159edky od ostatn\u00EDch u\u017Eivatel\u016F formou p\u016Fj\u010Dek, spekulovat na pohyb cen aktiv pomoc\u00ED jejich tokenizovan\u00FDch deriv\u00E1t\u016F, obchodovat s kryptom\u011Bnami, pojistit se proti rizik\u016Fm a sb\u00EDrat \u00FAroky z kryptom\u011Bn dr\u017Een\u00FDch ve speci\u00E1ln\u00EDch pen\u011B\u017Eenk\u00E1ch funguj\u00EDc\u00EDch podobn\u011B jako tradi\u010Dn\u00ED bankovn\u00ED term\u00EDnovan\u00E9 spo\u0159ic\u00ED \u00FA\u010Dty (term\u00EDnovan\u00E9 vklady). Decentralizovan\u00E9 finance jsou na u\u017Eivatelsk\u00E9 \u00FArovni typicky ovl\u00E1dan\u00E9 pomoc\u00ED mobiln\u00ED aplikace. N\u011Bkter\u00E9 aplikace DeFi nab\u00EDzej\u00ED vysok\u00E9 \u00FArokov\u00E9 sazby, proto\u017Ee vklady v jejich protokolu jsou vystaveny vysok\u00E9mu riziku. V roce 2020 bylo v r\u016Fzn\u00FDch decentralizovan\u00FDch finan\u010Dn\u00EDch protokolech ulo\u017Eeno v\u00EDce ne\u017E 11 miliard dolar\u016F, co\u017E v pr\u016Fb\u011Bhu roku 2020 p\u0159edstavovalo v\u00EDce ne\u017E desetin\u00E1sobn\u00FD r\u016Fst. Od ledna 2021 bylo do DeFi kontrakt\u016F investov\u00E1no p\u0159ibli\u017En\u011B 20,5 miliardy USD."@cs . . . . "Decentralized finance"@en . . "As finan\u00E7as descentralizadas (tamb\u00E9m conhecidas como DeFi) s\u00E3o uma forma experimental de finan\u00E7as que n\u00E3o depende de intermedi\u00E1rios financeiros centrais, como corretoras, exchanges ou bancos e, em vez disso, utiliza contratos inteligentes em blockchains, sendo a mais comum a do Ethereum. Plataformas DeFi permitem que as pessoas ofere\u00E7am ou recebam fundos de empr\u00E9stimos umas das outras, especulem sobre os movimentos de pre\u00E7os em uma gama de ativos usando derivativos, negociem criptomoedas, assegurem-se contra riscos e ganhem juros em uma conta poupan\u00E7a. Alguns aplicativos DeFi promovem altas taxas de juros, com alguns provedores oferecendo taxas de tr\u00EAs d\u00EDgitos, por\u00E9m sujeitos a alto risco. Em outubro de 2020, mais de 11 bilh\u00F5es de d\u00F3lares foram depositados em v\u00E1rios protocolos de finan\u00E7as "@pt . . . . . . .