. . . . . . "Mobiln\u00ED platba je takov\u00E1 platba, p\u0159i kter\u00E9 je pou\u017Eit mobiln\u00ED telefon, kter\u00FD s pomoc\u00ED r\u016Fzn\u00FDch technologi\u00ED za\u00FA\u010Dtuje \u010D\u00E1stku transakce na vrub telekomunika\u010Dn\u00EDho \u010Di jin\u00E9ho \u00FA\u010Dtu z\u00E1kazn\u00EDka (nap\u0159. b\u011B\u017En\u00E9ho \u00FA\u010Dtu, platebn\u00ED karty, virtu\u00E1ln\u00ED karty apod.). Mus\u00ED se ale jednat o platbu p\u0159es mobiln\u00ED telefon, GSM POS platebn\u00ED termin\u00E1ly a jin\u00E9 mobiln\u00ED za\u0159\u00EDzen\u00ED sem nespadaj\u00ED. Jsou pou\u017Eity r\u016Fzn\u00E9 technologie, nap\u0159. SIM Toolkit a SMS, hlas, datov\u00FD provoz, Bluetooth, NFC apod. Nam\u00EDsto hotovostn\u00ED platby, \u0161eku nebo kreditn\u00ED karty tak m\u016F\u017Ee z\u00E1kazn\u00EDk platit pomoc\u00ED mobiln\u00EDho telefonu za \u0161irokou \u0161k\u00E1lu slu\u017Eeb a zbo\u017E\u00ED jako nap\u0159. hudbu, video, vyzv\u00E1n\u011Bc\u00ED t\u00F3ny, pou\u017E\u00EDv\u00E1n\u00ED online her, tapety do mobiln\u00EDho telefonu, dopravn\u00E9 (autobus, metro, vlak), parkovn\u00E9, knihy, \u010Dasopisy, vstupn\u00E9 a dal\u0161\u00ED produkty \u010Di slu\u017Eby. Existuj\u00ED \u010Dty\u0159i z\u00E1kladn\u00ED modely mobiln\u00EDho platebnictv\u00ED: \n* Premium SMS zalo\u017Een\u00E9 na transak\u010Dn\u00EDch platb\u00E1ch \n* P\u0159\u00EDm\u00E9 mobiln\u00ED vy\u00FA\u010Dtov\u00E1n\u00ED \n* Mobiln\u00ED internetov\u00E9 platby WAP \n* Bezkontaktn\u00ED NFC (Near Field Communication) Mobiln\u00ED platebnictv\u00ED bylo dob\u0159e p\u0159ijato v mnoha zem\u00EDch Evropy a Asie. Do roku 2013 se po\u010D\u00EDtalo, \u017Ee v\u0161echny varianty mobiln\u00EDho platebnictv\u00ED dos\u00E1hnou celosv\u011Btov\u011B zisku kolem 600 milion\u016F dolar\u016F, zat\u00EDmco na trhu mobiln\u00EDch plateb za zbo\u017E\u00ED a slu\u017Eby zahrnuj\u00EDc\u00ED bezkontaktn\u00ED transakce NFC a platebn\u00ED p\u0159evody, se po\u010D\u00EDtalo celosv\u011Btov\u011B do roku 2013 se ziskem kolem 300 milionu dolar\u016F. N\u011Bkter\u00E1 platebn\u00ED \u0159e\u0161en\u00ED se tak\u00E9 pou\u017E\u00EDvaj\u00ED v rozvojov\u00FDch zem\u00EDch k \u00FA\u010Del\u016Fm mikroplateb."@cs . "\uBAA8\uBC14\uC77C \uACB0\uC81C( - \u6C7A\u6FDF, \uC601\uC5B4: mobile payment, mobile money, mobile money transfer, mobile wallet)\uB294 \uD734\uB300\uD3F0, \uC2A4\uB9C8\uD2B8\uD3F0, \uD0DC\uBE14\uB9BFPC \uB4F1\uC758 \uBAA8\uBC14\uC77C \uAE30\uAE30\uB97C \uD1B5\uD574 \uC628\uC624\uD504\uB77C\uC778 \uC0C1\uC5D0\uC11C \uC81C\uD488 \uB610\uB294 \uC11C\uBE44\uC2A4\uB97C \uAD6C\uB9E4\uD558\uB294 \uAE30\uC220\uC774\uB2E4. \uD06C\uAC8C NFC \uB4F1\uC758 \uADFC\uAC70\uB9AC \uD1B5\uC2E0\uC744 \uC774\uC6A9\uD558\uB294 \uBC29\uC2DD\uACFC \uD074\uB77C\uC6B0\uB4DC\uB97C \uC774\uC6A9\uD558\uB294 \uBC29\uC2DD\uC774 \uC788\uB2E4. NFC \uBC29\uC2DD\uC740 \uAC00\uCE58 \uC815\uBCF4\uB97C \uC0AC\uC6A9\uC790\uC758 \uC2A4\uB9C8\uD2B8\uD3F0 \uB0B4\uC7A5 \uCE69\uC14B\uC5D0 \uC800\uC7A5\uD55C\uB2E4. \uB300\uD55C\uBBFC\uAD6D\uC758 \uBAA8\uBC14\uC77C \uAD50\uD1B5\uCE74\uB4DC\uAC00 \uADF8 \uC608\uB2E4. \uC720\uC758\uC5B4\uB85C \uBAA8\uBC14\uC77C \uCE74\uB4DC\uB77C\uACE0\uB3C4 \uD558\uBA70 \uC774 \uB610\uD55C \uACB0\uC81C\uB97C \uC704\uD574 USIM \uCE74\uB4DC\uC5D0 \uCD94\uAC00\uB418\uB294 \uCCB4\uD06C \uCE74\uB4DC\uB098 \uC2E0\uC6A9 \uCE74\uB4DC \uAE30\uB2A5\uC744 \uC758\uBBF8\uD558\uBA70 NFC \uBC29\uC2DD\uC5D0 \uC758\uC874\uD55C\uB2E4. (\uC548\uB4DC\uB85C\uC774\uB4DC\uC5D0\uC11C \uC9C0\uC6D0\uB418\uC9C0\uB9CC IOS\uC5D0\uC11C\uB294 \uC9C0\uC6D0\uB418\uC9C0 \uC54A\uB294\uB2E4.) NFC \uBC29\uC2DD\uC744 \uD65C\uC6A9\uD558\uB824\uBA74 \uD574\uB2F9 \uC7A5\uCE58\uAC00 NFC \uCE69\uC14B\uACFC \uC2E4\uD589 \uC5B4\uD50C\uB9AC\uCF00\uC774\uC158\uC774 \uD544\uC694\uD558\uACE0, \uD310\uB9E4\uC790\uAC00 \uC9C0\uBD88 \uACB0\uC81C\uB97C \uC704\uD55C \uB2E8\uB9D0\uAE30(\uC2DC\uB0B4\uBC84\uC2A4 \uAD50\uD1B5\uB2E8\uB9D0\uAE30)\uAC00 \uD544\uC694\uD558\uB2E4. NFC \uBC29\uC2DD\uC740 \uD3B8\uB9AC\uD558\uC9C0\uB9CC \uC544\uC9C1 NFC \uB9AC\uB354 \uBCF4\uAE09\uB960\uC774 \uB0AE\uC740 \uAC83\uC774 \uB2E8\uC810\uC774\uB2E4. \uB300\uD45C\uC801\uC778 \uC11C\uBE44\uC2A4\uB85C \uBBF8\uAD6D\uC758 \uD398\uC774\uD314, \uAD6C\uAE00 \uCCB4\uD06C\uC544\uC6C3, \uC911\uD654\uC778\uBBFC\uACF5\uD654\uAD6D\uC758 \uC54C\uB9AC\uD398\uC774, \uC77C\uBCF8\uC758 \uD3B8\uC758\uC810 \uACB0\uC81C \uB4F1\uC774 \uC788\uB2E4."@ko . . "Mobila betalningar"@sv . . . "\u30E2\u30D0\u30A4\u30EB\u6C7A\u6E08"@ja . . . . . . . . . . . . . . . . "\u062F\u0641\u0639 \u0628\u0627\u0633\u062A\u0639\u0645\u0627\u0644 \u0627\u0644\u0647\u0627\u062A\u0641 \u0627\u0644\u0645\u062D\u0645\u0648\u0644"@ar . . . . . . "\uBAA8\uBC14\uC77C \uACB0\uC81C"@ko . . "A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of digital wallet. Instead of paying with cash, cheque, or credit cards, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, it is only in the 21st century that the technology to support such systems has become widely available."@en . . . . "O pagamento m\u00F3vel (tamb\u00E9m conhecido como pagamento mobile) geralmente se refere a servi\u00E7os de pagamento operados sob regulamenta\u00E7\u00E3o financeira e executados a partir de ou por meio de um dispositivo m\u00F3vel. Em vez de pagar com dinheiro, cheque ou cart\u00E3o de cr\u00E9dito, o consumidor pode usar um celular para pagar uma ampla gama de servi\u00E7os e bens digitais ou f\u00EDsicos. Embora o conceito de usar sistemas monet\u00E1rios n\u00E3o baseados em moedas tenha uma longa hist\u00F3ria, foi somente no s\u00E9culo 21 que a tecnologia para suportar tais sistemas tornou-se amplamente dispon\u00EDvel. O pagamento m\u00F3vel est\u00E1 sendo adotado em todo o mundo de diferentes maneiras. A primeira patente exclusivamente definida como \"Sistema de Pagamento M\u00F3vel\" foi depositada em 2000. Nos pa\u00EDses em desenvolvimento, as solu\u00E7\u00F5es de pagamento m\u00F3vel foram implantadas como meio de estender os servi\u00E7os financeiros \u00E0 comunidade conhecida como \"sem banco\" ou \"subbanc\u00E1ria\", que \u00E9 estimada em at\u00E9 50% da popula\u00E7\u00E3o adulta mundial, de acordo com o Financial Access ' Relat\u00F3rio de 2009 \"Meio mundo n\u00E3o tem banco\". Essas redes de pagamento s\u00E3o frequentemente usadas para micropagamentos. O uso de pagamentos m\u00F3veis em pa\u00EDses em desenvolvimento atraiu financiamento p\u00FAblico e privado de organiza\u00E7\u00F5es como a Funda\u00E7\u00E3o Bill & Melinda Gates, a Ag\u00EAncia dos Estados Unidos para o Desenvolvimento Internacional e o Mercy Corps. Os pagamentos m\u00F3veis est\u00E3o se tornando um instrumento fundamental para provedores de servi\u00E7os de pagamento (PSPs) e outros participantes do mercado, a fim de alcan\u00E7ar novas oportunidades de crescimento, de acordo com o Conselho Europeu de Pagamentos (EPC). O EPC afirma que \u201Cas novas solu\u00E7\u00F5es tecnol\u00F3gicas proporcionam uma melhoria direta na efici\u00EAncia das opera\u00E7\u00F5es, resultando em redu\u00E7\u00E3o de custos e aumento do volume de neg\u00F3cios\u201D."@pt . . . "P\u0142atno\u015Bci mobilne"@pl . . "\uBAA8\uBC14\uC77C \uACB0\uC81C( - \u6C7A\u6FDF, \uC601\uC5B4: mobile payment, mobile money, mobile money transfer, mobile wallet)\uB294 \uD734\uB300\uD3F0, \uC2A4\uB9C8\uD2B8\uD3F0, \uD0DC\uBE14\uB9BFPC \uB4F1\uC758 \uBAA8\uBC14\uC77C \uAE30\uAE30\uB97C \uD1B5\uD574 \uC628\uC624\uD504\uB77C\uC778 \uC0C1\uC5D0\uC11C \uC81C\uD488 \uB610\uB294 \uC11C\uBE44\uC2A4\uB97C \uAD6C\uB9E4\uD558\uB294 \uAE30\uC220\uC774\uB2E4. \uD06C\uAC8C NFC \uB4F1\uC758 \uADFC\uAC70\uB9AC \uD1B5\uC2E0\uC744 \uC774\uC6A9\uD558\uB294 \uBC29\uC2DD\uACFC \uD074\uB77C\uC6B0\uB4DC\uB97C \uC774\uC6A9\uD558\uB294 \uBC29\uC2DD\uC774 \uC788\uB2E4. NFC \uBC29\uC2DD\uC740 \uAC00\uCE58 \uC815\uBCF4\uB97C \uC0AC\uC6A9\uC790\uC758 \uC2A4\uB9C8\uD2B8\uD3F0 \uB0B4\uC7A5 \uCE69\uC14B\uC5D0 \uC800\uC7A5\uD55C\uB2E4. \uB300\uD55C\uBBFC\uAD6D\uC758 \uBAA8\uBC14\uC77C \uAD50\uD1B5\uCE74\uB4DC\uAC00 \uADF8 \uC608\uB2E4. \uC720\uC758\uC5B4\uB85C \uBAA8\uBC14\uC77C \uCE74\uB4DC\uB77C\uACE0\uB3C4 \uD558\uBA70 \uC774 \uB610\uD55C \uACB0\uC81C\uB97C \uC704\uD574 USIM \uCE74\uB4DC\uC5D0 \uCD94\uAC00\uB418\uB294 \uCCB4\uD06C \uCE74\uB4DC\uB098 \uC2E0\uC6A9 \uCE74\uB4DC \uAE30\uB2A5\uC744 \uC758\uBBF8\uD558\uBA70 NFC \uBC29\uC2DD\uC5D0 \uC758\uC874\uD55C\uB2E4. (\uC548\uB4DC\uB85C\uC774\uB4DC\uC5D0\uC11C \uC9C0\uC6D0\uB418\uC9C0\uB9CC IOS\uC5D0\uC11C\uB294 \uC9C0\uC6D0\uB418\uC9C0 \uC54A\uB294\uB2E4.) NFC \uBC29\uC2DD\uC744 \uD65C\uC6A9\uD558\uB824\uBA74 \uD574\uB2F9 \uC7A5\uCE58\uAC00 NFC \uCE69\uC14B\uACFC \uC2E4\uD589 \uC5B4\uD50C\uB9AC\uCF00\uC774\uC158\uC774 \uD544\uC694\uD558\uACE0, \uD310\uB9E4\uC790\uAC00 \uC9C0\uBD88 \uACB0\uC81C\uB97C \uC704\uD55C \uB2E8\uB9D0\uAE30(\uC2DC\uB0B4\uBC84\uC2A4 \uAD50\uD1B5\uB2E8\uB9D0\uAE30)\uAC00 \uD544\uC694\uD558\uB2E4. NFC \uBC29\uC2DD\uC740 \uD3B8\uB9AC\uD558\uC9C0\uB9CC \uC544\uC9C1 NFC \uB9AC\uB354 \uBCF4\uAE09\uB960\uC774 \uB0AE\uC740 \uAC83\uC774 \uB2E8\uC810\uC774\uB2E4. \uD074\uB77C\uC6B0\uB4DC \uBC29\uC2DD\uC740 \uC815\uBCF4\uB97C \uD074\uB77C\uC6B0\uB4DC \uC11C\uBC84\uC5D0 \uC800\uC7A5\uD558\uACE0 \uC774\uB97C \uBB34\uC120\uD1B5\uC2E0\uC744 \uC774\uC6A9\uD574 \uD544\uC694\uD560 \uB54C \uBD88\uB7EC\uC624\uB294 \uBC29\uC2DD\uC774\uB2E4. \uBBF8\uAD6D\uC758 \uD398\uC774\uD314 '\uD504\uB9AC\uC624\uB7EC\uD2F0 \uBAA8\uBA58\uCE20(Priority Moments)'\uB4F1\uC774 \uB300\uD45C\uC801\uC778 \uC0AC\uB840\uC774\uB2E4. \uC774 \uBC29\uC2DD\uC740 \uC11C\uBC84\uC5D0\uC11C \uC815\uBCF4\uB97C \uBC1B\uC744 \uB2E8\uB9D0\uAE30\uC640 \uC571\uB9CC \uC788\uC73C\uBA74 \uB41C\uB2E4. \uBC14\uCF54\uB4DC\uB098 QR \uCF54\uB4DC \uC774\uBBF8\uC9C0\uB97C \uC0AC\uC6A9\uC790 \uB2E8\uB9D0\uAE30\uB85C \uC804\uC1A1\uD574 \uAE30\uC874 POS\uC5D0\uC11C \uC77D\uC744 \uC218 \uC788\uC5B4\uC11C \uC989\uC2DC \uC801\uC6A9\uAC00\uB2A5\uD558\uC9C0\uB9CC, \uC778\uD130\uB137\uC774 \uD544\uC218\uB77C\uB294 \uB2E8\uC810\uC774 \uC788\uB2E4. \uB370\uC774\uD130\uAC00 \uC628\uB77C\uC778\uC5D0 \uC800\uC7A5\uB418\uC5B4 \uC788\uC5B4\uC11C \uC624\uD504\uB77C\uC778\uBCF4\uB2E4\uB294 \uC628\uB77C\uC778\uC5D0 \uB354 \uC801\uD569\uD558\uB2E4. \uB300\uD45C\uC801\uC778 \uC11C\uBE44\uC2A4\uB85C \uBBF8\uAD6D\uC758 \uD398\uC774\uD314, \uAD6C\uAE00 \uCCB4\uD06C\uC544\uC6C3, \uC911\uD654\uC778\uBBFC\uACF5\uD654\uAD6D\uC758 \uC54C\uB9AC\uD398\uC774, \uC77C\uBCF8\uC758 \uD3B8\uC758\uC810 \uACB0\uC81C \uB4F1\uC774 \uC788\uB2E4."@ko . . "Mobiln\u00ED platba je takov\u00E1 platba, p\u0159i kter\u00E9 je pou\u017Eit mobiln\u00ED telefon, kter\u00FD s pomoc\u00ED r\u016Fzn\u00FDch technologi\u00ED za\u00FA\u010Dtuje \u010D\u00E1stku transakce na vrub telekomunika\u010Dn\u00EDho \u010Di jin\u00E9ho \u00FA\u010Dtu z\u00E1kazn\u00EDka (nap\u0159. b\u011B\u017En\u00E9ho \u00FA\u010Dtu, platebn\u00ED karty, virtu\u00E1ln\u00ED karty apod.). Mus\u00ED se ale jednat o platbu p\u0159es mobiln\u00ED telefon, GSM POS platebn\u00ED termin\u00E1ly a jin\u00E9 mobiln\u00ED za\u0159\u00EDzen\u00ED sem nespadaj\u00ED. Jsou pou\u017Eity r\u016Fzn\u00E9 technologie, nap\u0159. SIM Toolkit a SMS, hlas, datov\u00FD provoz, Bluetooth, NFC apod. Existuj\u00ED \u010Dty\u0159i z\u00E1kladn\u00ED modely mobiln\u00EDho platebnictv\u00ED:"@cs . "38939"^^ . . . . . "234921"^^ . "Mobiel betalen (ook wel mobiel geld, mobiele geldoverdracht en mobile wallet genoemd) is betalen met een mobiel apparaat, zoals een smartphone of smartwatch. Het is een vorm van contactloos betalen met een bestaande debit- of creditcard via een mobiel apparaat, zoals een smartphone of smartwatch. Het woord 'mobiel' refereert aan 'mobiele telefoon' of 'mobiel apparaat', niet aan 'onderweg te gebruiken', want dat geldt natuurlijk ook voor de bankpas."@nl . "Pembayaran bergerak"@in . . . . . . "Pago m\u00F3vil"@es . "Mobila betalningar \u00E4r ett betals\u00E4tt d\u00E4r kunden anv\u00E4nder mobiltelefon f\u00F6r att betala sitt k\u00F6p. Detta inneb\u00E4r numera (2020-talet) vanligen en smartphone med en s\u00E4rskild app, men under 00-talet var popul\u00E4rt. Tekniken f\u00F6r mobila betalningar kan \u00E4ven kopplas till tj\u00E4nster som till exempel medlemskap och bonuskort. Exempel p\u00E5 appar som m\u00F6jligg\u00F6r mobila betalningar: Apple Pay, Google Pay, PayPal, Samsung Pay, Swish och SEQR. Det finns n\u00E5gra modeller f\u00F6r hur betalningar debiteras eller n\u00E5r mottagaren: \n* Operat\u00F6rscentrerat: Telefonoperat\u00F6ren ligger bakom l\u00F6sningen. Betalningar kan debiteras till exempel p\u00E5 telefonr\u00E4kningen. SMS-betalningar \u00E4r exempel p\u00E5 detta. \n* Bankcentrerat: Betalningar \u00F6verf\u00F6rs mellan bankkonton. Detta blev popul\u00E4rare p\u00E5 2010-talet d\u00E5 man med smarta appar kan h\u00F6ja s\u00E4kerheten och g\u00F6ra sig oberoende av i sammanhanget dyra SMS. Ofta finns en bankdags f\u00F6rdr\u00F6jning, men det finns l\u00F6sningar utan det, som Swish. \n* Kontokort. Har vanligen h\u00F6gre avgifter och l\u00E4gre s\u00E4kerhet, men \u00E4r l\u00E4ttare tillg\u00E4ngligt f\u00F6r m\u00E5nga. Det kan ocks\u00E5 vara en kombination: \n* Mobila pl\u00E5nb\u00F6cker \u00E4r en beteckning p\u00E5 ett konto n\u00E5bart fr\u00E5n mobil d\u00E4r kunden l\u00E4ttare kan betala direkt. Det kan vara en kombination av konto hos en f\u00F6rmedlare och registrering av kontokort hos densamma. \n* Blandat bankkonto och kontokort, till exempel Vipps i Norge och MobilePay i Danmark. Tekniken f\u00F6r att kommunicera fr\u00E5n och till mobilerna kan vara: \n* SMS \n* Webbsida och internet \n* App och internet \n* N\u00E4rf\u00E4ltskommunikation \n* QR-koder"@sv . . "\u30E2\u30D0\u30A4\u30EB\u6C7A\u6E08\uFF08\u30E2\u30D0\u30A4\u30EB\u3051\u3063\u3055\u3044\u3001\u82F1: Mobile payment\u3001\u30B9\u30DE\u30FC\u30C8\u30D5\u30A9\u30F3\u6C7A\u6E08\u3001\u30B9\u30DE\u30DB\u6C7A\u6E08\uFF09\u3068\u306F\u3001\u4E00\u822C\u306B\u30B9\u30DE\u30DB\u306A\u3069\u306E\u643A\u5E2F\u6A5F\u5668\uFF08\u30E2\u30D0\u30A4\u30EB\u30C7\u30D0\u30A4\u30B9\uFF09\u3092\u4ECB\u3057\u3066\u5B9F\u884C\u3055\u308C\u3001\u91D1\u878D\u4E0A\u306E\u898F\u5236\u306E\u4E0B\u3067\u904B\u55B6\u3055\u308C\u308B\u6C7A\u6E08\u30B5\u30FC\u30D3\u30B9\u3092\u6307\u3059\u3002"@ja . . . . . . . . . . . . . . . . . . . "O pagamento m\u00F3vel (tamb\u00E9m conhecido como pagamento mobile) geralmente se refere a servi\u00E7os de pagamento operados sob regulamenta\u00E7\u00E3o financeira e executados a partir de ou por meio de um dispositivo m\u00F3vel. Em vez de pagar com dinheiro, cheque ou cart\u00E3o de cr\u00E9dito, o consumidor pode usar um celular para pagar uma ampla gama de servi\u00E7os e bens digitais ou f\u00EDsicos. Embora o conceito de usar sistemas monet\u00E1rios n\u00E3o baseados em moedas tenha uma longa hist\u00F3ria, foi somente no s\u00E9culo 21 que a tecnologia para suportar tais sistemas tornou-se amplamente dispon\u00EDvel."@pt . 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"Con servizi di mobile payment (in italiano: pagamento su dispositivi portatili) si intendono tutte le iniziative che abilitano \u201Cpagamenti o trasferimenti di denaro tramite telefono cellulare\u201D. L'elemento discriminante del mobile payment \u00E8 l'uso del telefono cellulare come leva di innovazione nel processo di pagamento, indipendentemente dagli strumenti di pagamento utilizzati e dalle tecnologie di comunicazione adottate."@it . . . "Mobile payment"@en . . "Mobile Payment (auch M-Payment) ist eine elektronische Zahlungsform unter Verwendung von mobilen Endger\u00E4ten. Dabei werden mobile elektronische Techniken zur Initiierung, Autorisierung oder Realisierung der Zahlung eingesetzt, etwa mittels Mobiltelefonen, Tablet-Computern oder Smartwatches."@de . . . 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"El pago m\u00F3vil o billetera m\u00F3vil se refiere al conjunto de servicios que permiten realizar transacciones financieras a trav\u00E9s de tel\u00E9fonos m\u00F3viles. Incluye tanto el pago de determinados productos y servicios como la de persona a persona. Sus caracter\u00EDsticas y ventajas var\u00EDan en funci\u00F3n de la empresa prestadora que puede ser una entidad financiera, una empresa de telecomunicaciones, una tarjeta de cr\u00E9dito o una alianza entre distintos tipos de compa\u00F1\u00EDas. Es todo pago que se realiza a trav\u00E9s de un tel\u00E9fono m\u00F3vil. Con la masificaci\u00F3n de los tel\u00E9fonos inteligentes, han aparecido a su vez aplicaciones m\u00F3viles especializadas para hacer pagos y cobros a trav\u00E9s de ellos, implementando nuevas medidas de seguridad y agilizando los tiempos de las transacciones.\u200B"@es . . "1123641698"^^ . . . . "Mobile Payment"@de . . . . "\u041C\u043E\u0431\u0438\u043B\u044C\u043D\u044B\u0439 \u043F\u043B\u0430\u0442\u0451\u0436"@ru . . 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"Con servizi di mobile payment (in italiano: pagamento su dispositivi portatili) si intendono tutte le iniziative che abilitano \u201Cpagamenti o trasferimenti di denaro tramite telefono cellulare\u201D. L'elemento discriminante del mobile payment \u00E8 l'uso del telefono cellulare come leva di innovazione nel processo di pagamento, indipendentemente dagli strumenti di pagamento utilizzati e dalle tecnologie di comunicazione adottate."@it . . . . "Mobile payment"@it . . . . . . . . . . "\u0627\u0644\u062F\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062A\u0641 \u0627\u0644\u0645\u062D\u0645\u0648\u0644 (\u0627\u0644\u0645\u0634\u0627\u0631 \u0625\u0644\u064A\u0647\u0627 \u0623\u064A\u0636\u0627 \u0628\u0627\u0633\u0645 \u0646\u0642\u0648\u062F \u0627\u0644\u0647\u0627\u062A\u0641 \u0627\u0644\u0645\u062D\u0645\u0648\u0644\u060C \u0648\u0645\u062D\u0641\u0638\u0629 \u0627\u0644\u0647\u0627\u062A\u0641 \u0627\u0644\u0645\u062D\u0645\u0648\u0644) \u062A\u0634\u064A\u0631 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0625\u0644\u0649 \u062E\u062F\u0645\u0627\u062A \u0627\u0644\u062F\u0641\u0639 \u0627\u0644\u062A\u064A \u062A\u0639\u0645\u0644 \u0628\u0645\u0648\u062C\u0628 \u0646\u0638\u0627\u0645 \u0645\u0627\u0644\u064A \u0648\u064A\u062A\u0645 \u062A\u0646\u0641\u064A\u0630\u0647\u0627 \u0645\u0646 \u0623\u0648 \u0639\u0628\u0631 \u0647\u0627\u062A\u0641 \u0645\u062D\u0645\u0648\u0644. \u0641\u0628\u062F\u0644\u0627 \u0645\u0646 \u0627\u0644\u062F\u0641\u0639 \u0646\u0642\u062F\u0627 \u0623\u0648 \u0628\u0634\u064A\u0643\u0627\u062A \u0623\u0648 \u0628\u0628\u0637\u0627\u0642\u0627\u062A \u0627\u0626\u062A\u0645\u0627\u0646\u060C \u064A\u0633\u062A\u0637\u064A\u0639 \u0627\u0644\u0645\u0633\u062A\u0647\u0644\u0643 \u0623\u0646 \u064A\u0633\u062A\u062E\u062F\u0645 \u0647\u0627\u062A\u0641\u0627 \u0645\u062D\u0645\u0648\u0644\u0627 \u0644\u062F\u0641\u0639 \u062A\u0643\u0627\u0644\u064A\u0641 \u0645\u062C\u0645\u0648\u0639\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u062E\u062F\u0645\u0627\u062A \u0648\u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0631\u0642\u0645\u064A\u0629 \u0623\u0648 \u0627\u0644\u062B\u0627\u0628\u062A\u0629. \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063A\u0645 \u0645\u0646 \u0623\u0646 \u0645\u0641\u0647\u0648\u0645 \u0627\u0633\u062A\u062E\u062F\u0627\u0645 \u0646\u0638\u0627\u0645 \u063A\u064A\u0631 \u0646\u0638\u0627\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u062A \u0644\u0644\u062F\u0641\u0639 \u0644\u0647 \u062A\u0627\u0631\u064A\u062E \u0637\u0648\u064A\u0644\u060C \u0625\u0644\u0627 \u0623\u0646 \u062A\u0643\u0646\u0648\u0644\u0648\u062C\u064A\u0627 \u062F\u0639\u0645 \u0647\u0630\u0647 \u0627\u0644\u0646\u0638\u0645 \u0644\u0645 \u062A\u0635\u0628\u062D \u0645\u062A\u0627\u062D\u0629 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 \u0625\u0644\u0627 \u0641\u064A \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u062D\u0627\u062F\u064A \u0648\u0627\u0644\u0639\u0634\u0631\u064A\u0646."@ar . . . . . . . "Pembayaran bergerak (bahasa Inggris: mobile payment) adalah sarana pembayaran nontunai dengan menggunakan perangkat ponsel cerdas yang memanfaatkan berbagai media teknologi nirkabel seperti kode QR, NFC, dan . Pembayaran bergerak merupakan metode pembayaran alternatif dari sistem pembayaran tradisional dengan uang tunai, cek, atau kartu kredit sebagai media pembayarannya. Pembayaran bergerak juga disebut sebagai niaga seluler, dompet seluler, uang seluler, dan perbankan bergerak, umumnya mengacu kepada layanan pembayaran yang dioperasikan berdasarkan peraturan keuangan masing-masing negara dan dilakukan melalui perangkat seluler. Pembayaran bergerak juga disebut sebagai pembayaran seluler. Untuk bisa menggunakan dan memanfaatkan fasilitas pembayaran bergerak, diperlukan uang digital. Di tingkat global, banyak aplikasi pembayaran bergerak, seperti PayPal, Google Wallet, , dan . Sementara di tingkat lokal, terdapat beberapa nama yang populer, seperti , TCASH, , Tunai milik XL, Mandiri e-Cash, Rekening Ponsel, GoPay, OVO, DANA, dan DokuPayAcces."@in . . . . . . . . . . "A mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device, as the cardinal class of digital wallet. Instead of paying with cash, cheque, or credit cards, a consumer can use a payment app on a mobile device to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history, it is only in the 21st century that the technology to support such systems has become widely available. Mobile payments began adoption in Japan in the 2000s and later all over the world in different ways. The first patent exclusively defined \"Mobile Payment System\" was filed in 2000. In developing countries, mobile payment solutions have been deployed as a means of extending financial services to the community known as the \"unbanked\" or \"underbanked\", which is estimated to be as much as 50% of the world's adult population, according to Financial Access' 2009 Report \"Half the World is Unbanked\". These payment networks are often used for micropayments. The use of mobile payments in developing countries has attracted public and private funding by organizations such as the Bill & Melinda Gates Foundation, United States Agency for International Development and Mercy Corps. Mobile payments are becoming a key instrument for payment service providers (PSPs) and other market participants, in order to achieve new growth opportunities, according to the European Payments Council (EPC). The EPC states that \"new technology solutions provide a direct improvement to the operations efficiency, ultimately resulting in cost savings and in an increase in business volume\"."@en . . . . "\u884C\u52D5\u652F\u4ED8\uFF0C\u53C8\u7A31\u884C\u52D5\u4ED8\u6B3E\u3001\u6578\u4F4D\u4ED8\u6B3E\u3001\u96FB\u5B50\u4ED8\u6B3E\u3001\u6383\u78BC\u4ED8\u6B3E\u3001\u6578\u4F4D\u652F\u4ED8\u3001\u96FB\u5B50\u652F\u4ED8\u548C\u6383\u78BC\u652F\u4ED8\uFF0C\u662F\u6307\u4F7F\u7528\u884C\u52D5\u88DD\u7F6E\u9032\u884C\u4ED8\u6B3E\u7684\u670D\u52D9\u3002\u5728\u4E0D\u9700\u4F7F\u7528\u73FE\u91D1\u3001\u652F\u7968\u6216\u4FE1\u7528\u5361\u7684\u60C5\u6CC1\u4E0B\uFF0C\u6D88\u8CBB\u8005\u53EF\u4F7F\u7528\u884C\u52D5\u88DD\u7F6E\u652F\u4ED8\u5404\u9805\u670D\u52D9\u6216\u6578\u4F4D\u53CA\u5BE6\u9AD4\u5546\u54C1\u7684\u8CBB\u7528\u3002\u96D6\u7136\u4F7F\u7528\u975E\u5BE6\u9AD4\u8CA8\u5E63\u7CFB\u7D71\u7684\u6982\u5FF5\u5DF2\u5B58\u5728\u8A31\u4E45\uFF0C\u4F46\u652F\u63F4\u6B64\u7CFB\u7D71\u7684\u79D1\u6280\u76F4\u5230\u8FD1\u671F\u624D\u958B\u59CB\u666E\u53CA\u3002 \u884C\u52D5\u652F\u4ED8\u5728\u4E16\u754C\u5404\u5730\u4EE5\u4E0D\u540C\u7684\u5F62\u5F0F\u61C9\u7528\u3002 \u5F62\u5F0F\u554F\u984C\u4E5F\u6703\u5C0E\u81F4\u884C\u52D5\u652F\u4ED8\u7684\u6BD4\u4F8B\u63D0\u9AD8\u3002\u4E3B\u8981\u7684\u884C\u52D5\u652F\u4ED8\u65B9\u5F0F\u5171\u6709\u4E94\u7A2E\u985E\u578B\uFF1A\u7C21\u8A0A\u70BA\u57FA\u790E\u7684\u8F49\u5E33\u652F\u4ED8\u3001\u884C\u52D5\u88DD\u7F6E\u7DB2\u8DEF\u652F\u4ED8\uFF08WAP\uFF09\u3001\u61C9\u7528\u7A0B\u5F0F\u652F\u4ED8\uFF08APP\uFF09\u3001\uFF08Barcode, QR\u78BC\uFF09\u548C\u975E\u63A5\u89F8\u578B\u652F\u4ED8\uFF08NFC\uFF09\u3002\u6B64\u5916\uFF0C\u5728\u6D77\u5730\u7B49\u570B\u5BB6\u4E5F\u958B\u59CB\u51FA\u73FE\u884C\u52D5\u670D\u52D9\u71DF\u904B\u5546\u8207\u9280\u884C\u5408\u4F5C\u7684\u652F\u4ED8\u65B9\u5F0F\u3002 \u8A31\u591A\u516C\u53F8\u63D0\u4F9B\u4E86\u884C\u52D5\u652F\u4ED8\u7684\u89E3\u6C7A\u65B9\u6848\uFF0C\u5305\u62EC\u91D1\u878D\u6A5F\u69CB\u548C\u4FE1\u7528\u5361\u516C\u53F8\u3001\u7DB2\u8DEF\u670D\u52D9\u516C\u53F8\uFF08\u4F8B\u5982Google\uFF09\u3001\u884C\u52D5\u901A\u8A0A\u670D\u52D9\u71DF\u904B\u5546\u3001\u4E3B\u8981\u7684\u901A\u8A0A\u7DB2\u8DEF\u57FA\u790E\u5EFA\u8A2D\u5546\uFF08\u4F8B\u5982Orange\u7684w-HA\uFF09\u4EE5\u53CA\u751F\u5EE0\u884C\u52D5\u88DD\u7F6E\u7684\u8DE8\u570B\u516C\u53F8\uFF08\u4F8B\u5982Ericsson\u3001BlackBerry\u548C\u860B\u679C\u516C\u53F8\uFF09\u3002"@zh . . . . . . "Mobila betalningar \u00E4r ett betals\u00E4tt d\u00E4r kunden anv\u00E4nder mobiltelefon f\u00F6r att betala sitt k\u00F6p. Detta inneb\u00E4r numera (2020-talet) vanligen en smartphone med en s\u00E4rskild app, men under 00-talet var popul\u00E4rt. Tekniken f\u00F6r mobila betalningar kan \u00E4ven kopplas till tj\u00E4nster som till exempel medlemskap och bonuskort. Exempel p\u00E5 appar som m\u00F6jligg\u00F6r mobila betalningar: Apple Pay, Google Pay, PayPal, Samsung Pay, Swish och SEQR. Det finns n\u00E5gra modeller f\u00F6r hur betalningar debiteras eller n\u00E5r mottagaren: Det kan ocks\u00E5 vara en kombination: Tekniken f\u00F6r att kommunicera fr\u00E5n och till mobilerna kan vara:"@sv . . . "Pagamento m\u00F3vel"@pt . "Mobiel betalen"@nl . "\u041C\u043E\u0431\u0438\u0301\u043B\u044C\u043D\u044B\u0439 \u043F\u043B\u0430\u0442\u0451\u0436 \u2014 \u043E\u043F\u0435\u0440\u0430\u0446\u0438\u044F \u0441 \u0434\u0435\u043D\u0435\u0436\u043D\u044B\u043C\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430\u043C\u0438, \u043E\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043B\u0451\u043D\u043D\u0430\u044F \u0441 \u043F\u043E\u043C\u043E\u0449\u044C\u044E \u0443\u0441\u0442\u0440\u043E\u0439\u0441\u0442\u0432\u0430 \u043C\u043E\u0431\u0438\u043B\u044C\u043D\u043E\u0439 \u0442\u0435\u043B\u0435\u043A\u043E\u043C\u043C\u0443\u043D\u0438\u043A\u0430\u0446\u0438\u043E\u043D\u043D\u043E\u0439 \u0441\u0435\u0442\u0438. \u0412 \u043C\u043E\u0431\u0438\u043B\u044C\u043D\u043E\u0439 \u043A\u043E\u043C\u043C\u0435\u0440\u0446\u0438\u0438 \u2014 \u0431\u0435\u0441\u043F\u0440\u043E\u0432\u043E\u0434\u043D\u043E\u0439 \u044D\u043B\u0435\u043A\u0442\u0440\u043E\u043D\u043D\u044B\u0439 \u043F\u043B\u0430\u0442\u0451\u0436, \u0440\u0430\u0431\u043E\u0442\u0430\u044E\u0449\u0438\u0439 \u0441 \u043A\u0430\u0441\u0441\u043E\u0432\u044B\u043C\u0438 \u0442\u0435\u0440\u043C\u0438\u043D\u0430\u043B\u0430\u043C\u0438 \u0438\u043B\u0438 \u043F\u0443\u043D\u043A\u0442\u0430\u043C\u0438 \u043E\u043A\u0430\u0437\u0430\u043D\u0438\u044F \u0443\u0441\u043B\u0443\u0433 \u0438 \u043F\u043E\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044E\u0449\u0438\u0439 \u043C\u043E\u0431\u0438\u043B\u044C\u043D\u044B\u0435 \u0442\u0435\u043B\u0435\u0444\u043E\u043D\u044B, \u0441\u043C\u0430\u0440\u0442\u0444\u043E\u043D\u044B, \u041A\u041F\u041A, \u043C\u043E\u0431\u0438\u043B\u044C\u043D\u044B\u0435 \u0442\u0435\u0440\u043C\u0438\u043D\u0430\u043B\u044B."@ru . . "Pembayaran bergerak (bahasa Inggris: mobile payment) adalah sarana pembayaran nontunai dengan menggunakan perangkat ponsel cerdas yang memanfaatkan berbagai media teknologi nirkabel seperti kode QR, NFC, dan . Pembayaran bergerak merupakan metode pembayaran alternatif dari sistem pembayaran tradisional dengan uang tunai, cek, atau kartu kredit sebagai media pembayarannya. Pembayaran bergerak juga disebut sebagai niaga seluler, dompet seluler, uang seluler, dan perbankan bergerak, umumnya mengacu kepada layanan pembayaran yang dioperasikan berdasarkan peraturan keuangan masing-masing negara dan dilakukan melalui perangkat seluler. Pembayaran bergerak juga disebut sebagai pembayaran seluler."@in . . "Mobile Payment (auch M-Payment) ist eine elektronische Zahlungsform unter Verwendung von mobilen Endger\u00E4ten. Dabei werden mobile elektronische Techniken zur Initiierung, Autorisierung oder Realisierung der Zahlung eingesetzt, etwa mittels Mobiltelefonen, Tablet-Computern oder Smartwatches. Werden Mobiltelefone (Handys) eingesetzt, wird dies speziell als Handypayment (Scheinanglizismus f\u00FCr mobilfunkbasierende Bezahlung) bezeichnet. Die meisten Bezahlvorg\u00E4nge lagen zun\u00E4chst im Bereich des Micropayments, d. h., es werden Betr\u00E4ge zwischen 0,01 und 5,00 Euro abgerechnet. Stark verbreitet ist die Bezahlung von mobilfunknahen Diensten wie z. B. Klingelt\u00F6nen, Bildern oder \u00C4hnlichem. Das System wird aber nicht nur f\u00FCr diese Zwecke eingesetzt, sondern kann als zentrale Bezahlplattform f\u00FCr jede Art von Dienstleistung genutzt werden, z. B. Handy-Parken oder auch die \u00DCberweisung von Geldbetr\u00E4gen an andere Bankkonten (E-Geld, auch unter Privatpersonen als , P2P)."@de . . . "\u884C\u52D5\u652F\u4ED8"@zh . . "Mobiln\u00ED platba"@cs . . . . "Les paiements mobiles (aussi connus sous les noms d\u2019argent mobile, transfert d\u2019argent mobile, et portefeuille ou porte-monnaie mobile) sont toutes les transactions effectu\u00E9es depuis un t\u00E9l\u00E9phone mobile et d\u00E9bit\u00E9es soit sur une carte bancaire, soit sur la facture op\u00E9rateur, soit sur un Porte-monnaie \u00E9lectronique, qui peut \u00EAtre aliment\u00E9 avec un d\u00E9p\u00F4t de cash aupr\u00E8s d'un agent ou d'un commer\u00E7ant. Au lieu de payer par carte de cr\u00E9dit ou bien en argent comptant, un consommateur peut utiliser un t\u00E9l\u00E9phone mobile ou un t\u00E9l\u00E9phone intelligent pour se procurer des biens et des services. M\u00EAme si le concept de payer avec la monnaie existe depuis longtemps[pas clair], c\u2019est seulement r\u00E9cemment que la technologie pour supporter ces types de paiement a grandi en popularit\u00E9."@fr . . . . . . . . . . "El pago m\u00F3vil o billetera m\u00F3vil se refiere al conjunto de servicios que permiten realizar transacciones financieras a trav\u00E9s de tel\u00E9fonos m\u00F3viles. Incluye tanto el pago de determinados productos y servicios como la de persona a persona. Sus caracter\u00EDsticas y ventajas var\u00EDan en funci\u00F3n de la empresa prestadora que puede ser una entidad financiera, una empresa de telecomunicaciones, una tarjeta de cr\u00E9dito o una alianza entre distintos tipos de compa\u00F1\u00EDas. Es todo pago que se realiza a trav\u00E9s de un tel\u00E9fono m\u00F3vil. Con la masificaci\u00F3n de los tel\u00E9fonos inteligentes, han aparecido a su vez aplicaciones m\u00F3viles especializadas para hacer pagos y cobros a trav\u00E9s de ellos, implementando nuevas medidas de seguridad y agilizando los tiempos de las transacciones.\u200B"@es . "P\u0142atno\u015Bci mobilne (zwane te\u017C m-p\u0142atno\u015Bciami) \u2013 p\u0142atno\u015Bci bezgot\u00F3wkowe dokonywane za pomoc\u0105 urz\u0105dzenia mobilnego, np. smartfonu, tabletu i technologii mobilnych, takich jak np. SMS, NFC, USSD, WAP. Urz\u0105dzenia mobilne do dokonania p\u0142atno\u015Bci musz\u0105 pozwala\u0107 na \u0142\u0105czno\u015B\u0107 z sieci\u0105 telekomunikacyjn\u0105 (GSM czy Internet). P\u0142atno\u015Bci mobilne umo\u017Cliwiaj\u0105 bezpo\u015Bredni zakup towar\u00F3w lub us\u0142ug oraz przekazywanie \u015Brodk\u00F3w pieni\u0119\u017Cnych mi\u0119dzy rachunkami bankowymi kupuj\u0105cego oraz sprzedawcy."@pl . "Les paiements mobiles (aussi connus sous les noms d\u2019argent mobile, transfert d\u2019argent mobile, et portefeuille ou porte-monnaie mobile) sont toutes les transactions effectu\u00E9es depuis un t\u00E9l\u00E9phone mobile et d\u00E9bit\u00E9es soit sur une carte bancaire, soit sur la facture op\u00E9rateur, soit sur un Porte-monnaie \u00E9lectronique, qui peut \u00EAtre aliment\u00E9 avec un d\u00E9p\u00F4t de cash aupr\u00E8s d'un agent ou d'un commer\u00E7ant. Au lieu de payer par carte de cr\u00E9dit ou bien en argent comptant, un consommateur peut utiliser un t\u00E9l\u00E9phone mobile ou un t\u00E9l\u00E9phone intelligent pour se procurer des biens et des services. M\u00EAme si le concept de payer avec la monnaie existe depuis longtemps[pas clair], c\u2019est seulement r\u00E9cemment que la technologie pour supporter ces types de paiement a grandi en popularit\u00E9. Il y a trois cat\u00E9gories de paiement par mobile : les paiements \u00E0 distance comme le paiement mobile sur les sites de commerce \u00E9lectronique par exemple, les paiements de proximit\u00E9 devant une borne, ou bien les transferts d'argent de mobile \u00E0 mobile. Les modes de paiements mobiles sont de plus en plus r\u00E9pandus \u00E0 l'\u00E9chelle mondiale. En 2008, il \u00E9tait pr\u00E9vu que le march\u00E9 mondial pour tous les types de paiements mobiles atteigne $600 milliards en 2013. Ce chiffre a cependant doubl\u00E9 bien avant, en f\u00E9vrier 2011. En 2018, il est pr\u00E9vu qu'il d\u00E9passe $4 574 milliards d\u2019ici 2023. Le syst\u00E8me de paiement mobile devrait grandir de 33,3 % d\u2019ici 2023. L\u2019Asie-Pacifique a g\u00E9n\u00E9r\u00E9 le plus de revenu dans ce march\u00E9 gr\u00E2ce \u00E0 l\u2019augmentation du nombre de jeunes, qui ont une plus grande pr\u00E9sence sur les m\u00E9dias sociaux, et une croissance du \u00AB m-commerce \u00BB. Dans les pays en d\u00E9veloppement, les solutions de paiements mobiles ont \u00E9t\u00E9 d\u00E9ploy\u00E9es pour faciliter et r\u00E9pandre les services financiers aux communaut\u00E9s qui n\u2019ont pas de comptes bancaires, dites \u00AB unbanked \u00BB ou \u00AB underbanked \u00BB. Le rapport du Financial Access de 2009 estime qu\u2019environ 50 % de la population mondiale adulte n\u2019a pas de compte bancaire. Ces r\u00E9seaux de paiements sont souvent utilis\u00E9s pour des micropaiements. De plus, l\u2019utilisation des paiements mobiles dans les pays en d\u00E9veloppement a attir\u00E9 l\u2019attention du public et d\u2019organisations priv\u00E9s tels que la Bill & Melinda Gates Foundation, l'Agence des \u00C9tats-Unis pour le d\u00E9veloppement international et Mercy Corps. Le paiement mobile est en train de devenir un \u00E9l\u00E9ment clef pour les prestataires de service de paiements (ou PSP en anglais) et d\u2019autres participants dans les march\u00E9s dans le but d\u2019atteindre des opportunit\u00E9s de d\u00E9veloppement, selon le Conseil europ\u00E9en des paiements. Le Conseil europ\u00E9en des paiements d\u00E9clare que \u00AB les nouvelles solutions technologiques fournissent une am\u00E9lioration directe aux services fournis, \u00E0 un prix plus abordable tout en augmentant le volume de ventes \u00BB."@fr . . . . . . . . . . . "Mobiel betalen (ook wel mobiel geld, mobiele geldoverdracht en mobile wallet genoemd) is betalen met een mobiel apparaat, zoals een smartphone of smartwatch. Het is een vorm van contactloos betalen met een bestaande debit- of creditcard via een mobiel apparaat, zoals een smartphone of smartwatch. Het woord 'mobiel' refereert aan 'mobiele telefoon' of 'mobiel apparaat', niet aan 'onderweg te gebruiken', want dat geldt natuurlijk ook voor de bankpas. Na de Nederlandse introductie van Apple Pay door ING in 2019, heeft mobiel betalen een enorme vlucht genomen. Zo was in 2020 ruim 12% van alle fysieke betalingen al mobiel."@nl . . . "P\u0142atno\u015Bci mobilne (zwane te\u017C m-p\u0142atno\u015Bciami) \u2013 p\u0142atno\u015Bci bezgot\u00F3wkowe dokonywane za pomoc\u0105 urz\u0105dzenia mobilnego, np. smartfonu, tabletu i technologii mobilnych, takich jak np. SMS, NFC, USSD, WAP. Urz\u0105dzenia mobilne do dokonania p\u0142atno\u015Bci musz\u0105 pozwala\u0107 na \u0142\u0105czno\u015B\u0107 z sieci\u0105 telekomunikacyjn\u0105 (GSM czy Internet). P\u0142atno\u015Bci mobilne umo\u017Cliwiaj\u0105 bezpo\u015Bredni zakup towar\u00F3w lub us\u0142ug oraz przekazywanie \u015Brodk\u00F3w pieni\u0119\u017Cnych mi\u0119dzy rachunkami bankowymi kupuj\u0105cego oraz sprzedawcy."@pl . . . . . . . . . . . . "Paiement mobile"@fr . . . .